Home, Family, Style and Art Ideas

Inspirational Quotes
24 Ideas for Inspirational song Lyrics Quotes

by admin February 2, 2024

by admin February 2, 2024

24 Ideas for Inspirational song Lyrics Quotes . This is a quote that can come in helpful…
DIY Gift Ideas
30 Of the Best Ideas for Diy Mothers Day Gift

by admin February 2, 2024

by admin February 2, 2024

30 Of the Best Ideas for Diy Mothers Day Gift . I assume it is risk-free to…
Best Gift Ideas
The top 21 Ideas About Gift Ideas for Best Friend Female

by admin February 2, 2024

by admin February 2, 2024

The top 21 Ideas About Gift Ideas for Best Friend Female . Get a pair of these…
Cute Hairstyles
22 Of the Best Ideas for Cute Messy Bun Hairstyles

by admin February 1, 2024

by admin February 1, 2024

22 Of the Best Ideas for Cute Messy Bun Hairstyles .Treating your hair with top quality shampoos…
DIY Gift Ideas
The Best Best Diy Gifts

by admin February 1, 2024

by admin February 1, 2024

The Best Best Diy Gifts . I believe it is safe to state we have officially gone…
Beautiful Nails
20 Ideas for Beautiful Nails Stratford Ct Hours

by admin February 1, 2024

by admin February 1, 2024

20 Ideas for Beautiful Nails Stratford Ct Hours .Our professional and also inviting team make it their…
Kids Fashion Ideas
The top 24 Ideas About Fashion Kids Clothing

by admin February 1, 2024

by admin February 1, 2024

The top 24 Ideas About Fashion Kids Clothing .When it comes to styling your youngster, one can…
Pressure Cooker Recipes
The Best Ideas for Country Style Pork Ribs Pressure Cooker

by admin January 31, 2024

by admin January 31, 2024

The Best Ideas for Country Style Pork Ribs Pressure Cooker .Making use of a pressure cooker to…
Gift Ideas For Boys
The Best Ideas for top Gift Ideas for 12 Year Old Boys

by admin January 31, 2024

by admin January 31, 2024

The Best Ideas for top Gift Ideas for 12 Year Old Boys . If you ve ever…
Best Passover Ideas
The Best Passover Food Recipe

by admin January 31, 2024

by admin January 31, 2024

The Best Passover Food Recipe .Passover is a time for reaching out to those whom you hold…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?