Home, Family, Style and Art Ideas

Nail Designs
20 Of the Best Ideas for Best Acrylic Nail Designs

by admin September 2, 2023

by admin September 2, 2023

20 Of the Best Ideas for Best Acrylic Nail Designs .There are the classics, like pumpkins and…
Best Cinco de Mayo Ideas
22 Best Ideas Traditional Cinco De Mayo Food

by admin September 1, 2023

by admin September 1, 2023

22 Best Ideas Traditional Cinco De Mayo Food .Mexican food provides itself to huge groups, so invite…
Best Fathers Day Ideas
The 20 Best Ideas for Cheap Fathers Day Gifts Bulk

by admin September 1, 2023

by admin September 1, 2023

The 20 Best Ideas for Cheap Fathers Day Gifts Bulk .Parenting has three stages, one when the…
Anniversary Gift Ideas
20 Of the Best Ideas for 23rd Wedding Anniversary Gift Ideas

by admin September 1, 2023

by admin September 1, 2023

20 Of the Best Ideas for 23rd Wedding Anniversary Gift Ideas .On this day, you recognize what…
Love Quotes
20 Best Ideas Quotes About Fire and Love

by admin August 31, 2023

by admin August 31, 2023

20 Best Ideas Quotes About Fire and Love .I’m self-seeking, impatient and a little insecure. I make…
Printable Coloring Pages
The Best Winter Coloring Sheets Free Printable

by admin August 31, 2023

by admin August 31, 2023

The Best Winter Coloring Sheets Free Printable .Coloring pages the simplest means to relax your youngster. By…
Gender Reveal Party Ideas
20 Of the Best Ideas for Winter Gender Reveal Party Ideas

by admin August 31, 2023

by admin August 31, 2023

20 Of the Best Ideas for Winter Gender Reveal Party Ideas .One of the most exciting parts…
DIY Craft for Adult Ideas
20 Ideas for Adult Craft Kits

by admin August 31, 2023

by admin August 31, 2023

20 Ideas for Adult Craft Kits . DIY Projects & Crafts We have hundreds of DIY tasks…
Wedding Sparklers
22 Best Wedding Sparklers Nyc

by admin August 30, 2023

by admin August 30, 2023

22 Best Wedding Sparklers Nyc .After purchasing sufficient wedding celebration sparklers, typically no even more than 24…
Birthday Gift Ideas
The top 20 Ideas About 70th Birthday Gift Ideas for Mom

by admin August 30, 2023

by admin August 30, 2023

The top 20 Ideas About 70th Birthday Gift Ideas for Mom . So, if your self are…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?