Home, Family, Style and Art Ideas

Kids Hairstyle Ideas
23 Ideas for Kids Girls Hair Style

by admin September 4, 2023

by admin September 4, 2023

23 Ideas for Kids Girls Hair Style .Skin fade hairstyles use a very clean appearance, and also…
Bob Hairstyles
Best 20 Short Bobs Hairstyles

by admin September 4, 2023

by admin September 4, 2023

Best 20 Short Bobs Hairstyles .Another preferred bob design is the chin length bob in which hairs…
Crochet Hairstyles
Best 22 Crochet Hairstyles for Adults

by admin September 4, 2023

by admin September 4, 2023

Best 22 Crochet Hairstyles for Adults .When installed appropriately, crochet pigtails look so all-natural, it s hard…
Fireplace Ideas
21 Amazing Rustic Electric Fireplace

by admin September 3, 2023

by admin September 3, 2023

21 Amazing Rustic Electric Fireplace .One of the fantastic features of our wall surface placed as well…
Wedding Shoes
The top 24 Ideas About Menbur Wedding Shoes

by admin September 3, 2023

by admin September 3, 2023

The top 24 Ideas About Menbur Wedding Shoes .Another favourite wedding celebration footwear is the round toe…
Graduation Gift Ideas
The top 25 Ideas About Pinterest Graduation Gift Ideas

by admin September 3, 2023

by admin September 3, 2023

The top 25 Ideas About Pinterest Graduation Gift Ideas . Schedule concerning future field or careerDevotionalSelf-help bookFill…
Coloring Pages for Children
21 Of the Best Ideas for Halloween Coloring Pages Kids

by admin September 3, 2023

by admin September 3, 2023

21 Of the Best Ideas for Halloween Coloring Pages Kids .Holidays Coloring Pages Oh what fun the…
Wedding Bands
25 Best Ideas Vintage Wedding Bands

by admin September 2, 2023

by admin September 2, 2023

25 Best Ideas Vintage Wedding Bands .Costs are comparable to other websites in this overview, yet can…
Baby Quotes
Best 21 Expecting A Baby Boy Quotes

by admin September 2, 2023

by admin September 2, 2023

Best 21 Expecting A Baby Boy Quotes .After that, you realize that you didn t have an…
Nail Colors
22 Ideas for Winter Nail Colors for Pale Skin

by admin September 2, 2023

by admin September 2, 2023

22 Ideas for Winter Nail Colors for Pale Skin .When thinking about the cooler season, you could…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?