Home, Family, Style and Art Ideas

Graduation Party Ideas
35 Ideas for Ideas for Guys Graduation Party

by admin September 6, 2023

by admin September 6, 2023

35 Ideas for Ideas for Guys Graduation Party . Give your graduate a grand send-off by having…
Graduation Gift Ideas
Top 25 High School Graduation Gift Ideas

by admin September 6, 2023

by admin September 6, 2023

Top 25 High School Graduation Gift Ideas .Whether your high school graduate is avoiding to college, joining…
Dinner Recipes
21 Best Banana Rum Drinks

by admin September 6, 2023

by admin September 6, 2023

21 Best Banana Rum Drinks .I found you through Pinterest, you’re very popular there! I generally have…
Positive Quotes
The Best Ideas for Positive Plus Size Quotes

by admin September 5, 2023

by admin September 5, 2023

The Best Ideas for Positive Plus Size Quotes .These sensible and also gorgeous words from your favored…
Glitter Nails
The top 25 Ideas About White Glitter Ombre Nails

by admin September 5, 2023

by admin September 5, 2023

The top 25 Ideas About White Glitter Ombre Nails .Shine could make you reflect to doing crafts…
Kindness Quotes
Best 24 Random Act Of Kindness Quotes

by admin September 5, 2023

by admin September 5, 2023

Best 24 Random Act Of Kindness Quotes .”I have never ever fulfilled a person whose best requirement…
Kitchen Ideas
20 Delightful Small Kitchen Layout Ideas

by admin September 5, 2023

by admin September 5, 2023

20 Delightful Small Kitchen Layout Ideas .A strong splashback is another easy method to add colour, specifically…
Freezer-friendly Recipes
Best 21 Freezer Chicken Enchiladas

by admin September 4, 2023

by admin September 4, 2023

Best 21 Freezer Chicken Enchiladas .Allow’s face it, the rear of your fridge freezer likely isn’t sparking…
Kids Hairstyle Ideas
23 Ideas for Kids Girls Hair Style

by admin September 4, 2023

by admin September 4, 2023

23 Ideas for Kids Girls Hair Style .Skin fade hairstyles use a very clean appearance, and also…
Bob Hairstyles
Best 20 Short Bobs Hairstyles

by admin September 4, 2023

by admin September 4, 2023

Best 20 Short Bobs Hairstyles .Another preferred bob design is the chin length bob in which hairs…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?