Home, Family, Style and Art Ideas

Best Halloween Ideas
Top 23 Halloween Dance Ideas

by admin September 9, 2023

by admin September 9, 2023

Top 23 Halloween Dance Ideas .For the costume shopping you may need to invest a couple of…
Best Gift Ideas
The top 21 Ideas About Best Gift Ideas for Parents

by admin September 8, 2023

by admin September 8, 2023

The top 21 Ideas About Best Gift Ideas for Parents . Obtain a pair of these truly…
Birthday Invitation Ideas
The Best Ideas for order Birthday Invitations Online

by admin September 8, 2023

by admin September 8, 2023

The Best Ideas for order Birthday Invitations Online . Prior to the special day, plan ahead and…
Best Valentines Day Ideas
Top 20 Valentines Day Party Invitations

by admin September 8, 2023

by admin September 8, 2023

Top 20 Valentines Day Party Invitations .Go to your chocolate shop as well as have the “pet…
Mac and Cheese Recipes
21 Best African American Baked Macaroni and Cheese

by admin September 8, 2023

by admin September 8, 2023

21 Best African American Baked Macaroni and Cheese .Mac and cheese is simply among those essential recipes…
Sad Quotes
24 Ideas for Instagram Sad Quotes

by admin September 7, 2023

by admin September 7, 2023

24 Ideas for Instagram Sad Quotes . We accumulated one of the most attractive and unfortunate quotes.…
Nail Art
21 Ideas for Nail Art Stevens Point Wi

by admin September 7, 2023

by admin September 7, 2023

21 Ideas for Nail Art Stevens Point Wi .Show your most innovative nail art and also forming…
Bedroom Ideas
30 Luxurious Rustic Wood Bedroom Furniture

by admin September 7, 2023

by admin September 7, 2023

30 Luxurious Rustic Wood Bedroom Furniture .Transforming your master collection? Incorporating typical silhouettes with rustic information, this…
Birthday Gift Ideas
Best 20 Birthday Gift Ideas for Grandpa

by admin September 7, 2023

by admin September 7, 2023

Best 20 Birthday Gift Ideas for Grandpa . Make a decision against our wide wide range of…
Family Quotes
The 23 Best Ideas for Family Quotes From Movies

by admin September 6, 2023

by admin September 6, 2023

The 23 Best Ideas for Family Quotes From Movies .Household is one of the most crucial, if…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?