Home, Family, Style and Art Ideas

Best Summer Ideas
21 Of the Best Ideas for Summer Baskets Ideas

by admin September 14, 2023

by admin September 14, 2023

21 Of the Best Ideas for Summer Baskets Ideas .When summer gets here each year, numerous schools…
Nail Designs
20 Best Pretty Gel Nail Designs

by admin September 14, 2023

by admin September 14, 2023

20 Best Pretty Gel Nail Designs .There are the classics, like pumpkins as well as adorable deer,…
Baby Room Décor
The Best Birthday Decoration Ideas for Baby Girl

by admin September 13, 2023

by admin September 13, 2023

The Best Birthday Decoration Ideas for Baby Girl .With all the alternatives and also baby room style…
Little Girl Hairstyles
The 20 Best Ideas for Braided Hairstyles for African Americans Little Girls

by admin September 13, 2023

by admin September 13, 2023

The 20 Best Ideas for Braided Hairstyles for African Americans Little Girls .There are a lot of…
Best Memorial Day Ideas
The top 23 Ideas About Good Memorial Day Quotes

by admin September 13, 2023

by admin September 13, 2023

The top 23 Ideas About Good Memorial Day Quotes .On Memorial Day, we celebrate not just those…
DIY Kit Ideas
23 Best Diy Concrete Countertop Kits

by admin September 13, 2023

by admin September 13, 2023

23 Best Diy Concrete Countertop Kits .Lacking alternate approaches of fire lights, the Zippo Emergency Fire Package…
Coloring Pages For Toddlers
20 Ideas for Coloring Pages for toddlers Pdf

by admin September 12, 2023

by admin September 12, 2023

20 Ideas for Coloring Pages for toddlers Pdf .I m a very first quality educator. For imagination,…
Fathers Day Gift Ideas
Top 22 Father's Day Gift Ideas tools

by admin September 12, 2023

by admin September 12, 2023

Top 22 Father&#039;s Day Gift Ideas tools . Assist him deal with his skin with this set…
Birthday Party Ideas
Best 21 Ideas Birthday Party

by admin September 12, 2023

by admin September 12, 2023

Best 21 Ideas Birthday Party . For the youngest among us, birthday celebration celebrations at Chuck E.…
Recipes for Kids
The Best Ideas for Christmas Dessert Recipes for Kids

by admin September 12, 2023

by admin September 12, 2023

The Best Ideas for Christmas Dessert Recipes for Kids .When your children begin showing an interest in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?