Home, Family, Style and Art Ideas

Curly Hairstyles
The 25 Best Ideas for Pixie Cut Curly Hair

by admin September 16, 2023

by admin September 16, 2023

The 25 Best Ideas for Pixie Cut Curly Hair .You must also maintain your authorization and proper…
Wedding Favors
Top 21 Caramel Apple Wedding Favors

by admin September 16, 2023

by admin September 16, 2023

Top 21 Caramel Apple Wedding Favors .A wedding favor is an old tradition in which little presents…
Wedding Dresses
The 20 Best Ideas for Cheap Dresses for Wedding Guest

by admin September 16, 2023

by admin September 16, 2023

The 20 Best Ideas for Cheap Dresses for Wedding Guest .Wedding event gown spending plans are barely…
Best Mothers Day Ideas
Top 21 Mothers Day Gifts Online

by admin September 15, 2023

by admin September 15, 2023

Top 21 Mothers Day Gifts Online .Perhaps you can however, there are options obviously but you can…
Coloring Pages For Kids
25 Best Printable Cat Coloring Pages for Kids

by admin September 15, 2023

by admin September 15, 2023

25 Best Printable Cat Coloring Pages for Kids . Supercoloring.com is a super enjoyable for all ages:…
DIY Craft for Kids Ideas
The Best Ideas for Diy Kids Bedroom

by admin September 15, 2023

by admin September 15, 2023

The Best Ideas for Diy Kids Bedroom .Looking for fun crafts to attempt with your grandchildren and…
Bathroom Ideas
23 Awesome Two Sink Bathroom Vanity

by admin September 15, 2023

by admin September 15, 2023

23 Awesome Two Sink Bathroom Vanity .Locate a Shower Room Sink Tap that Matches Your Design Be…
DIY Craft for Preschoolers Ideas
Top 25 Valentine Craft Ideas for Preschoolers

by admin September 14, 2023

by admin September 14, 2023

Top 25 Valentine Craft Ideas for Preschoolers . Because springtime is the time for revival as well…
DIY Craft for Kids Ideas
20 Of the Best Ideas for Projects to Do with Kids

by admin September 14, 2023

by admin September 14, 2023

20 Of the Best Ideas for Projects to Do with Kids .Looking for enjoyable crafts to try…
Best Summer Ideas
21 Of the Best Ideas for Summer Baskets Ideas

by admin September 14, 2023

by admin September 14, 2023

21 Of the Best Ideas for Summer Baskets Ideas .When summer gets here each year, numerous schools…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?