Home, Family, Style and Art Ideas

Best Thanksgiving Ideas
The top 24 Ideas About Thanksgiving Footprint Crafts

by admin September 19, 2023

by admin September 19, 2023

The top 24 Ideas About Thanksgiving Footprint Crafts .You should birth in mind that Thanksgiving is just…
Best Valentines Day Ideas
The top 20 Ideas About Good Valentines Day Gifts for Girlfriend

by admin September 19, 2023

by admin September 19, 2023

The top 20 Ideas About Good Valentines Day Gifts for Girlfriend .The traditional ideas are still terrific…
Kitchen Ideas
20 Luxury Outdoor Kitchen Plans Diy

by admin September 18, 2023

by admin September 18, 2023

20 Luxury Outdoor Kitchen Plans Diy .Most outdoor cooking areas are going to be situated near the…
Friendship Quotes
The Best Real Friendship Quotes

by admin September 18, 2023

by admin September 18, 2023

The Best Real Friendship Quotes . Relationships are born in a million various ways, and also all…
Boys Hairstyle
23 Best Tween Boy Haircuts

by admin September 18, 2023

by admin September 18, 2023

23 Best Tween Boy Haircuts .Mainstream culture has actually attempted to replicate celeb hairstyles for many years.…
Kids Party Ideas
The top 24 Ideas About Kids Party Recipes

by admin September 18, 2023

by admin September 18, 2023

The top 24 Ideas About Kids Party Recipes .Food preparation class. Well, there is no requirement to…
DIY Organizer Ideas
The top 30 Ideas About Diy Room organization and Storage Ideas

by admin September 17, 2023

by admin September 17, 2023

The top 30 Ideas About Diy Room organization and Storage Ideas . As we begin to function…
Coloring Pages For Girls
The Best Ideas for Coloring Pages for Girls Flowers

by admin September 17, 2023

by admin September 17, 2023

The Best Ideas for Coloring Pages for Girls Flowers . In this category we accumulated the finest…
Nail Art
The top 21 Ideas About Anime Nail Art

by admin September 17, 2023

by admin September 17, 2023

The top 21 Ideas About Anime Nail Art .Toenail art is a creative means to paint, decorate,…
Anklets
20 Ideas for butterfly Anklet

by admin September 16, 2023

by admin September 16, 2023

20 Ideas for butterfly Anklet .All of our arm bands and also anklets feature a flexible knot…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?