Home, Family, Style and Art Ideas

Brooches
The 22 Best Ideas for Brooches Clay

by admin September 21, 2023

by admin September 21, 2023

The 22 Best Ideas for Brooches Clay .Searching for fantastic costume precious jewelry brooches and also pins…
Coloring Pages For Girls
25 Ideas for Power Puff Girls Coloring Book

by admin September 21, 2023

by admin September 21, 2023

25 Ideas for Power Puff Girls Coloring Book . In this category, you will certainly locate outstanding…
DIY Crafts for Kids
Top 22 Diy Cat Costume Child

by admin September 21, 2023

by admin September 21, 2023

Top 22 Diy Cat Costume Child .A little felt, googly eyes, and adhesive, as well as your…
Keto Recipes
The 21 Best Ideas for List Of Foods to Eat On Keto Diet

by admin September 20, 2023

by admin September 20, 2023

The 21 Best Ideas for List Of Foods to Eat On Keto Diet .If you are trying…
Motivational Quotes
The 30 Best Ideas for Monday Motivational Quotes for Work

by admin September 20, 2023

by admin September 20, 2023

The 30 Best Ideas for Monday Motivational Quotes for Work . Failure isn’t always concerning learning to…
Wedding Bands
Best 25 Platinum Wedding Bands

by admin September 20, 2023

by admin September 20, 2023

Best 25 Platinum Wedding Bands .Rates approach other websites in this overview, yet can often be more…
Best Christmas Ideas
Top 25 Ugly Christmas Sweater Party Ideas

by admin September 20, 2023

by admin September 20, 2023

Top 25 Ugly Christmas Sweater Party Ideas .Apart from cards, cakes and also flowers, the suitable presents…
Baby Shower Gifts
The top 21 Ideas About Monogrammed Baby Boy Gifts

by admin September 19, 2023

by admin September 19, 2023

The top 21 Ideas About Monogrammed Baby Boy Gifts .Daily needs: Baby diapers, diaper cream, child wipes,…
Male Hairstyles
The top 24 Ideas About Hairstyles for Square Faces Male

by admin September 19, 2023

by admin September 19, 2023

The top 24 Ideas About Hairstyles for Square Faces Male .Once you have actually decided on this…
Best Thanksgiving Ideas
The top 24 Ideas About Thanksgiving Footprint Crafts

by admin September 19, 2023

by admin September 19, 2023

The top 24 Ideas About Thanksgiving Footprint Crafts .You should birth in mind that Thanksgiving is just…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?