Home, Family, Style and Art Ideas

Kids Room Décor Ideas
Top 23 Cool Chairs for Kids Room

by admin July 18, 2024

by admin July 18, 2024

Top 23 Cool Chairs for Kids Room .Provide your kid’s area a remodeling that is sure to…
Best Fall Ideas
The top 21 Ideas About Fall Window Painting Ideas

by admin July 18, 2024

by admin July 18, 2024

The top 21 Ideas About Fall Window Painting Ideas .@[Among the most extravagant as well as touching…
Kids Hairstyles
25 Best Ideas Hairstyles for Kids Girls Black

by admin July 18, 2024

by admin July 18, 2024

25 Best Ideas Hairstyles for Kids Girls Black .@[New Year and also new hairstyle work together. With…
Bridesmaid Hairstyles
The Best Ideas for Bridesmaid Updo Hairstyles for Long Hair

by admin July 17, 2024

by admin July 17, 2024

The Best Ideas for Bridesmaid Updo Hairstyles for Long Hair .The first point to think about is…
DIY Gift Ideas
30 Best Diy Mason Jar Gift Ideas for Christmas

by admin July 17, 2024

by admin July 17, 2024

30 Best Diy Mason Jar Gift Ideas for Christmas . You can make your own gifts. Every…
Halloween Party Ideas
The top 23 Ideas About Halloween Office Party Food Ideas

by admin July 17, 2024

by admin July 17, 2024

The top 23 Ideas About Halloween Office Party Food Ideas .Though trick-or-treating and pulling together the best…
Bathroom Ideas
22 Best Large Master Bathroom

by admin July 17, 2024

by admin July 17, 2024

22 Best Large Master Bathroom .This bathroom is cozy and welcoming, many thanks to the neutral shades…
Birthday Gift Ideas
The Best Ideas for 80th Birthday Gift Ideas

by admin July 16, 2024

by admin July 16, 2024

The Best Ideas for 80th Birthday Gift Ideas .If you’re at the time a unique birthday reward,…
Quotes for Kids
20 Best Ideas Spending Time with Children Quotes

by admin July 16, 2024

by admin July 16, 2024

20 Best Ideas Spending Time with Children Quotes .When we think of how students and also children…
Anniversary Quotes
22 Best Ideas Happy Anniversary Funny Quotes

by admin July 16, 2024

by admin July 16, 2024

22 Best Ideas Happy Anniversary Funny Quotes .That doesn’t mean it’s always easy ahead up with the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?