Home, Family, Style and Art Ideas

DIY Home Decoration Ideas
22 Best Ideas Outdoor Halloween Decorations Diy

by admin October 1, 2023

by admin October 1, 2023

22 Best Ideas Outdoor Halloween Decorations Diy . Besides the fact that doing a DIY project is…
Long Hairstyles
Top 23 Long Front Short Back Hair Cut

by admin October 1, 2023

by admin October 1, 2023

Top 23 Long Front Short Back Hair Cut .Most significantly with long hairstyles, you need to stop…
Medium Hairstyles
Best 24 Medium Layered Haircuts

by admin October 1, 2023

by admin October 1, 2023

Best 24 Medium Layered Haircuts .The razor bordered cut is likewise a funkier look than the uncomplicated…
Backyard Party Ideas
23 Of the Best Ideas for toddler Backyard Birthday Party Ideas

by admin September 30, 2023

by admin September 30, 2023

23 Of the Best Ideas for toddler Backyard Birthday Party Ideas .The best kind of backyard celebration…
Best Labor Day Ideas
The Best Ideas for Labor Day Decor

by admin September 30, 2023

by admin September 30, 2023

The Best Ideas for Labor Day Decor .Usage black paint to paint seeds on the exterior of…
Wedding Dresses
20 Ideas for Backless Lace Wedding Dresses

by admin September 30, 2023

by admin September 30, 2023

20 Ideas for Backless Lace Wedding Dresses .Are you about to obtain married? For the majority of…
Gifts for Kids
22 Best Valentine Gift Baskets for Kids

by admin September 30, 2023

by admin September 30, 2023

22 Best Valentine Gift Baskets for Kids .We ve picked some of the most preferred concepts in…
DIY Craft for Preschoolers Ideas
The Best Ideas for Owl Crafts for Preschoolers

by admin September 29, 2023

by admin September 29, 2023

The Best Ideas for Owl Crafts for Preschoolers . Daily Leisure has a number of charming crafts…
Pork Recipes
Top 25 sous Vide Pork Loin Chops

by admin September 29, 2023

by admin September 29, 2023

Top 25 sous Vide Pork Loin Chops .For this pork cut recipe, the target temperature level for…
Baby Shower Party
The 25 Best Ideas for Baby Party Hat

by admin September 29, 2023

by admin September 29, 2023

The 25 Best Ideas for Baby Party Hat .Typical gifts connected to babies include baby diapers, coverings,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?