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Christmas Party Ideas
The 25 Best Ideas for Christmas Party Ideas for Families

by admin March 10, 2024

by admin March 10, 2024

The 25 Best Ideas for Christmas Party Ideas for Families . Begin your party preparation with our…
Brunch Recipes
The Best Dairy Free Brunch Recipes

by admin March 10, 2024

by admin March 10, 2024

The Best Dairy Free Brunch Recipes .The very best method to take in the weekend break is…
Nail Art
Best 21 Youtube Nail Art

by admin March 10, 2024

by admin March 10, 2024

Best 21 Youtube Nail Art .There are the classics, like pumpkins and charming deer, and after that…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas Daughter

by admin March 10, 2024

by admin March 10, 2024

Top 20 Birthday Gift Ideas Daughter .If you’re at the time a one of a kind birthday…
Wedding Vows
21 Ideas for Sample Funny Wedding Vows

by admin March 9, 2024

by admin March 9, 2024

21 Ideas for Sample Funny Wedding Vows .You need to offer yourself a rub on the back…
Funny Quotes
The Best Ideas for Nasty Funny Quotes

by admin March 9, 2024

by admin March 9, 2024

The Best Ideas for Nasty Funny Quotes .God’s love is plentiful for each animal. Consider the non-wearing,…
Nail Designs
20 Best Kiss Nail Designs

by admin March 9, 2024

by admin March 9, 2024

20 Best Kiss Nail Designs .There are the standards, like pumpkins as well as charming deer, and…
Boys Hairstyle
23 Best Boys Hair Cut Style

by admin March 9, 2024

by admin March 9, 2024

23 Best Boys Hair Cut Style .Kid stars have a wide array of cuts and hairstyles. The…
DIY Craft for Toddlers Ideas
Top 30 January Craft for toddlers

by admin March 8, 2024

by admin March 8, 2024

Top 30 January Craft for toddlers . Daily Leisure has a variety of cute crafts for kids.…
Gifts for Kids
22 Of the Best Ideas for End Of School Year Gifts for Kids

by admin March 8, 2024

by admin March 8, 2024

22 Of the Best Ideas for End Of School Year Gifts for Kids .There are many gift…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?