Home, Family, Style and Art Ideas

Best Fall Ideas
21 Best Ideas Party City Fall Decorations

by admin October 6, 2023

by admin October 6, 2023

21 Best Ideas Party City Fall Decorations .@[One of the most touching and also attractive style weddings…
Wedding Rings
Best 22 How to Wear A Wedding Ring Set

by admin October 6, 2023

by admin October 6, 2023

Best 22 How to Wear A Wedding Ring Set .Much thought is given into selecting an interaction…
Coloring Pages for Children
21 Best Minecraft Coloring Pages for Kids

by admin October 6, 2023

by admin October 6, 2023

21 Best Minecraft Coloring Pages for Kids .We have some really wonderful coloring pages for this winter…
Girls Hairstyle
24 Of the Best Ideas for Short Haircuts for Teenage Girls

by admin October 6, 2023

by admin October 6, 2023

24 Of the Best Ideas for Short Haircuts for Teenage Girls .There are thousands of popular little…
Birthday Gift Inspirations
24 Ideas for Funny 40th Birthday Gifts

by admin October 5, 2023

by admin October 5, 2023

24 Ideas for Funny 40th Birthday Gifts .Just how to Choose the Perfect Birthday Celebration GiftYes, we…
Leadership Quotes
22 Ideas for Ethical Leadership Quotes

by admin October 5, 2023

by admin October 5, 2023

22 Ideas for Ethical Leadership Quotes . ” Leadership is fixing issues. The day soldiers quit bringing…
DIY Outdoor Ideas
The Best Ideas for Outdoor Bathtub Diy

by admin October 5, 2023

by admin October 5, 2023

The Best Ideas for Outdoor Bathtub Diy .Summer season is the period for delighting in whatever outdoors…
Birthday Card Ideas
The Best How to Make A Birthday Card On Microsoft Word

by admin October 5, 2023

by admin October 5, 2023

The Best How to Make A Birthday Card On Microsoft Word . Read these homemade birthday card…
Nail Ideas
The Best Ideas for Nail Ideas Summer

by admin October 4, 2023

by admin October 4, 2023

The Best Ideas for Nail Ideas Summer .Great all set to reserve your next manicure, due to…
Positive Quotes
35 Of the Best Ideas for Positive Prayer Quotes

by admin October 4, 2023

by admin October 4, 2023

35 Of the Best Ideas for Positive Prayer Quotes . Maintain your thoughts positive, since your thoughts…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?