Home, Family, Style and Art Ideas

Birthday Gift Inspirations
24 Best Ideas 5 Year Old Birthday Gift

by admin October 9, 2023

by admin October 9, 2023

24 Best Ideas 5 Year Old Birthday Gift . Certain, you can choose something cool down of…
DIY Wood Ideas
21 Best Ideas Wooden Bookshelf Diy

by admin October 8, 2023

by admin October 8, 2023

21 Best Ideas Wooden Bookshelf Diy . If you ve constantly had a point for Tumblr-like backgrounds…
Birthday Card Ideas
22 Of the Best Ideas for Funny Birthday Card Quotes

by admin October 8, 2023

by admin October 8, 2023

22 Of the Best Ideas for Funny Birthday Card Quotes . Browse these homemade birthday celebration card…
Wedding Venues
22 Best Richmond Wedding Venues

by admin October 8, 2023

by admin October 8, 2023

22 Best Richmond Wedding Venues .From this placement you can start to focus your search on wedding…
Birthday Gift Ideas
The 20 Best Ideas for Birthday Gift Card Ideas

by admin October 8, 2023

by admin October 8, 2023

The 20 Best Ideas for Birthday Gift Card Ideas . So, if oneself are transferring throughout that…
Undercut Hairstyle
The top 22 Ideas About Mens Undercuts Hairstyles

by admin October 7, 2023

by admin October 7, 2023

The top 22 Ideas About Mens Undercuts Hairstyles .As reducing comes to be free from the restrictions…
Women Hairstyles
20 Best Ideas 1920 Women Hairstyles

by admin October 7, 2023

by admin October 7, 2023

20 Best Ideas 1920 Women Hairstyles .Brief hair style has been attempted by every woman at some…
DIY Christmas Ideas
Top 24 Diy Christmas Photo Card

by admin October 7, 2023

by admin October 7, 2023

Top 24 Diy Christmas Photo Card .Work up a batch of body butter for a lavish DIY…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Projects Kids

by admin October 7, 2023

by admin October 7, 2023

The 20 Best Ideas for Diy Projects Kids . A current research study by Dr. Richard Rende…
Best Fall Ideas
21 Best Ideas Party City Fall Decorations

by admin October 6, 2023

by admin October 6, 2023

21 Best Ideas Party City Fall Decorations .@[One of the most touching and also attractive style weddings…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?