Home, Family, Style and Art Ideas

Wedding Rings
22 Ideas for Wedding Ring Wrap

by admin March 15, 2024

by admin March 15, 2024

22 Ideas for Wedding Ring Wrap .Wedding event rings come in a number of various materials. The…
Beautiful Nails
20 Ideas for Pretty Nails Joplin Mo

by admin March 15, 2024

by admin March 15, 2024

20 Ideas for Pretty Nails Joplin Mo .Our distinct services consist of late nights, commitment plans, exclusive…
Kids Fashion Ideas
The 24 Best Ideas for 70s Fashion for Kids

by admin March 15, 2024

by admin March 15, 2024

The 24 Best Ideas for 70s Fashion for Kids .The Ultimate overview to baby clothes Dressing up…
Thanksgiving Quotes
The 30 Best Ideas for Thanksgiving Quotes Board

by admin March 14, 2024

by admin March 14, 2024

The 30 Best Ideas for Thanksgiving Quotes Board .” Among my most memorable Thanksgiving memories was most…
Girls Hairstyle
The 24 Best Ideas for 2littlegirls_hairstyles

by admin March 14, 2024

by admin March 14, 2024

The 24 Best Ideas for 2littlegirls_hairstyles .For little ladies with medium hair lengths you have more alternatives…
DIY Home Decoration Ideas
Best 22 Diy Living Room Wall Decor

by admin March 14, 2024

by admin March 14, 2024

Best 22 Diy Living Room Wall Decor .When deciding on your DIY home projects, wear t neglect…
Anklets
The Best Ideas for Fabric Anklet

by admin March 14, 2024

by admin March 14, 2024

The Best Ideas for Fabric Anklet .An anklet, likewise called ankle joint chain, ankle arm band or…
Best Summer Ideas
21 Of the Best Ideas for Summer Fruit Salad Recipe

by admin March 13, 2024

by admin March 13, 2024

21 Of the Best Ideas for Summer Fruit Salad Recipe .We are well into summertime and some…
Kids Fashion Ideas
24 Best Ideas 60s Fashion for Kids

by admin March 13, 2024

by admin March 13, 2024

24 Best Ideas 60s Fashion for Kids .The Ultimate overview to child garments Sprucing up infants can…
Seafood Recipes
The 30 Best Ideas for Best Seafood Appetizer

by admin March 13, 2024

by admin March 13, 2024

The 30 Best Ideas for Best Seafood Appetizer .These very easy fish recipes will help you switch…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?