Home, Family, Style and Art Ideas

Halloween Party Ideas
23 Ideas for Drink Ideas for Kids Halloween Party

by admin October 14, 2023

by admin October 14, 2023

23 Ideas for Drink Ideas for Kids Halloween Party .Though trick-or-treating as well as gathering the ideal…
Best Halloween Ideas
23 Best Ideas Halloween Activities Pages

by admin October 14, 2023

by admin October 14, 2023

23 Best Ideas Halloween Activities Pages .Lots of online sources or a Halloween shop can not only…
Birthday Gift Ideas
Top 20 Birthday Gift Ideas for 9 Year Old Boy

by admin October 13, 2023

by admin October 13, 2023

Top 20 Birthday Gift Ideas for 9 Year Old Boy .If you’re the moment a one of…
Coloring Pages For Adults
The 23 Best Ideas for Celtic Adult Coloring Book

by admin October 13, 2023

by admin October 13, 2023

The 23 Best Ideas for Celtic Adult Coloring Book . Coloring Pages for Grownups Coloring Pages for…
Best Spring Ideas
Top 23 Spring Ideas Photography

by admin October 13, 2023

by admin October 13, 2023

Top 23 Spring Ideas Photography .It comes to no shock that spring is a typical inspiration to…
Birthday Gift Ideas
The Best Last Minute Birthday Gift Ideas for Him

by admin October 13, 2023

by admin October 13, 2023

The Best Last Minute Birthday Gift Ideas for Him . So, in this article at a person…
Nail Art
21 Ideas for Simple Nail Art

by admin October 12, 2023

by admin October 12, 2023

21 Ideas for Simple Nail Art .Once the intense white shades of summer season have actually vanished…
Wedding Gifts
The Best Ideas for Gifts for Parents for Wedding

by admin October 12, 2023

by admin October 12, 2023

The Best Ideas for Gifts for Parents for Wedding .This 25-piece gift collection consists of message to…
Kids Room Décor Ideas
The 23 Best Ideas for Cupcake Decorating Ideas for Kids

by admin October 12, 2023

by admin October 12, 2023

The 23 Best Ideas for Cupcake Decorating Ideas for Kids .Offer your youngster’s area a remodeling that…
Inspirational Quotes
Best 24 Inspirational Retirement Quotes

by admin October 11, 2023

by admin October 11, 2023

Best 24 Inspirational Retirement Quotes .Put life in perspective with with some brief yet sage pieces of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?