Home, Family, Style and Art Ideas

Landscape Ideas
23 Cool Landscape Fountain Plan

by admin October 16, 2023

by admin October 16, 2023

23 Cool Landscape Fountain Plan .Include of Touch of Water to Your Landscape with a Patio Fountain…
Bedroom Ideas
21 Stylish Small Bathroom Accessories

by admin October 16, 2023

by admin October 16, 2023

21 Stylish Small Bathroom Accessories . Among the best methods to camouflage a tiny shower room is…
Kitchen Ideas
25 Unique Styling Ideas for Your Kitchen Bar Counter Ideas

by admin October 16, 2023

by admin October 16, 2023

25 Unique Styling Ideas for Your Kitchen Bar Counter Ideas .The variety of materials that can be…
Christmas Quotes
The Best Ideas for Ghost Of Christmas Past Quotes

by admin October 16, 2023

by admin October 16, 2023

The Best Ideas for Ghost Of Christmas Past Quotes . The Xmas spirit does not shine out…
Medium Hairstyles
24 Ideas for Hairstyles for Men with Medium Hair

by admin October 15, 2023

by admin October 15, 2023

24 Ideas for Hairstyles for Men with Medium Hair .The medium length hair is one that has…
Christmas Quotes
The 21 Best Ideas for Christmas and Love Quotes

by admin October 15, 2023

by admin October 15, 2023

The 21 Best Ideas for Christmas and Love Quotes . The Xmas spirit does not shine out…
Birthday Card Ideas
22 Best Sister In Law Birthday Card

by admin October 15, 2023

by admin October 15, 2023

22 Best Sister In Law Birthday Card . Make your birthday celebration greeting attract attention when you…
Wedding Invitations
Best 21 Etsy Rustic Wedding Invitations

by admin October 15, 2023

by admin October 15, 2023

Best 21 Etsy Rustic Wedding Invitations .If you are really spiritual, as well as the largest variable…
Bedroom Ideas
30 Incredible Walmart Kids Bedroom Furniture

by admin October 14, 2023

by admin October 14, 2023

30 Incredible Walmart Kids Bedroom Furniture .For children that are much more almost minded just how around…
Medium Hairstyles
24 Ideas for Medium Length Hairstyles Over 40

by admin October 14, 2023

by admin October 14, 2023

24 Ideas for Medium Length Hairstyles Over 40 .One more fashionable medium hairstyle is the razor edged…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?