Home, Family, Style and Art Ideas

Gift Ideas For Girls
Top 24 Gift Ideas for 12 Year Old Girls

by admin March 25, 2024

by admin March 25, 2024

Top 24 Gift Ideas for 12 Year Old Girls . Ladies enjoy surprises, specifically gifts. Therefore, pamper…
Long Hairstyles
The top 23 Ideas About Long Dark Hairstyles

by admin March 25, 2024

by admin March 25, 2024

The top 23 Ideas About Long Dark Hairstyles .Long hairstyles are really in this year for any…
Wedding Favors
Top 21 Mint Wedding Favors

by admin March 25, 2024

by admin March 25, 2024

Top 21 Mint Wedding Favors .A wedding favor is an old custom in which tiny gifts are…
Nail Designs
Top 20 Simple Nail Designs Pinterest

by admin March 24, 2024

by admin March 24, 2024

Top 20 Simple Nail Designs Pinterest .If you are looking for a controlled gel nail concept, these…
Birthday Quotes Inspirations
25 Ideas for 25 Years Old Birthday Quotes

by admin March 24, 2024

by admin March 24, 2024

25 Ideas for 25 Years Old Birthday Quotes .Sending out birthday celebration greetings has ended up being…
Recipes for Kids
25 Best Ideas Baby Shower Punch Recipes with Sherbet

by admin March 24, 2024

by admin March 24, 2024

25 Best Ideas Baby Shower Punch Recipes with Sherbet .I enjoy discovering brand-new methods to combine peanut…
DIY Craft for Preschoolers Ideas
The 25 Best Ideas for Preschool Arts Crafts

by admin March 24, 2024

by admin March 24, 2024

The 25 Best Ideas for Preschool Arts Crafts . Considering that spring is the time for revival…
Birthday Wishes Ideas
The top 25 Ideas About Birthday Wishes for Daddy

by admin March 23, 2024

by admin March 23, 2024

The top 25 Ideas About Birthday Wishes for Daddy .Sending birthday greetings has actually become a required…
Positive Quotes
The Best Positive Pregnancy Quotes

by admin March 23, 2024

by admin March 23, 2024

The Best Positive Pregnancy Quotes .Put life in viewpoint with with some short yet sage items of…
Coloring Pages For Girls
Best 25 Free Coloring Books for Girls

by admin March 23, 2024

by admin March 23, 2024

Best 25 Free Coloring Books for Girls .Coloring is a very enjoyable for any ages: for children…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?