Home, Family, Style and Art Ideas

Nail Designs
20 Best Acrylic Nail Designs with Rhinestones

by admin March 30, 2024

by admin March 30, 2024

20 Best Acrylic Nail Designs with Rhinestones .Great all set to reserve your following manicure, because this…
Clean-Eating Recipes
The Best Clean Eating Crock Pot

by admin March 30, 2024

by admin March 30, 2024

The Best Clean Eating Crock Pot .Searching for 100% clean eating recipes made with whole, unrefined foods?…
Nail Ideas
23 Ideas for Cute Acrylic Nail Ideas

by admin March 30, 2024

by admin March 30, 2024

23 Ideas for Cute Acrylic Nail Ideas .There are the standards, like pumpkins as well as cute…
Coloring Pages For Kids
The Best Ideas for Garden Coloring Pages for Kids

by admin March 29, 2024

by admin March 29, 2024

The Best Ideas for Garden Coloring Pages for Kids .Coloring pages the easiest means to calm your…
Wedding Vows
21 Ideas for Writing Wedding Vows Examples

by admin March 29, 2024

by admin March 29, 2024

21 Ideas for Writing Wedding Vows Examples .You should give yourself a pat on the back for…
Backyard Party Ideas
23 Best Halloween Backyard Party Ideas

by admin March 29, 2024

by admin March 29, 2024

23 Best Halloween Backyard Party Ideas . Yard celebrations are necessary to summer. They’ve obtained an integrated,…
Best Valentines Day Ideas
20 Ideas for Valentines Day Quote for Best Friend

by admin March 29, 2024

by admin March 29, 2024

20 Ideas for Valentines Day Quote for Best Friend .Go to your chocolate shop and have the…
Nail Colors
Best 22 New Gel Nail Colors

by admin March 28, 2024

by admin March 28, 2024

Best 22 New Gel Nail Colors .When considering the cooler period, you may securely anticipate that the…
Freezer-friendly Recipes
21 Ideas for Freezer Chicken Burritos

by admin March 28, 2024

by admin March 28, 2024

21 Ideas for Freezer Chicken Burritos .This recipe solves that problem! The slow cooker maintains things simple…
Anniversary Gift Ideas
20 Best 22nd Wedding Anniversary Gift Ideas

by admin March 28, 2024

by admin March 28, 2024

20 Best 22nd Wedding Anniversary Gift Ideas .On this day, you realize what a gift it was…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?