Home, Family, Style and Art Ideas

Nail Colors
Top 22 Popular Fall Nail Colors

by admin October 24, 2023

by admin October 24, 2023

Top 22 Popular Fall Nail Colors .Juicy reds are rocketing up the style charts this fall. However…
Relationship Quotes
30 Best Ideas Trust Relationship Quote

by admin October 24, 2023

by admin October 24, 2023

30 Best Ideas Trust Relationship Quote .Well, in those minutes, you might probably utilize some much-needed inspiration-pearls…
Glitter Nails
The top 25 Ideas About Glitter On Nails

by admin October 23, 2023

by admin October 23, 2023

The top 25 Ideas About Glitter On Nails .For nails that shine brighter than Bellatrix’s safe at…
Best Summer Ideas
21 Of the Best Ideas for Summer Makeup Ideas

by admin October 23, 2023

by admin October 23, 2023

21 Of the Best Ideas for Summer Makeup Ideas .We are well right into summertime and also…
DIY Costume Ideas
35 Best Alice and Wonderland Diy Costume

by admin October 23, 2023

by admin October 23, 2023

35 Best Alice and Wonderland Diy Costume . Your kid brings shade to your world on Halloween…
Sandwich Recipes
35 Ideas for Chicken Sandwiches Mcdonalds

by admin October 23, 2023

by admin October 23, 2023

35 Ideas for Chicken Sandwiches Mcdonalds .There’s just something about an easy sandwich that’s unbelievably satisfying. But…
Bedroom Ideas
22 Inspirational Clip On Bedroom Light

by admin October 22, 2023

by admin October 22, 2023

22 Inspirational Clip On Bedroom Light .Unless your room is exceptionally little, it needs more than one…
Best Memorial Day Ideas
23 Ideas for Memorial Day Quotes From Presidents

by admin October 22, 2023

by admin October 22, 2023

23 Ideas for Memorial Day Quotes From Presidents .On Memorial Day, we honor not only those who…
DIY Wedding Ideas
21 Of the Best Ideas for Diy Wedding Aisle Runners

by admin October 22, 2023

by admin October 22, 2023

21 Of the Best Ideas for Diy Wedding Aisle Runners . Get influenced with DIY wedding celebration…
Living Room Ideas
35 Brilliant 5×7 Living Room Rugs

by admin October 22, 2023

by admin October 22, 2023

35 Brilliant 5×7 Living Room Rugs .Need to assist secure your dining-room? Consider a dining room carpet…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?