Home, Family, Style and Art Ideas

Quotes for Kids
20 Of the Best Ideas for Inspirational Quotes Children Books

by admin October 26, 2023

by admin October 26, 2023

20 Of the Best Ideas for Inspirational Quotes Children Books .Individuals from every profession have something to…
Birthday Invitation Ideas
25 Of the Best Ideas for Doc Mcstuffin Birthday Invitations

by admin October 26, 2023

by admin October 26, 2023

25 Of the Best Ideas for Doc Mcstuffin Birthday Invitations .If you’re preparing an unique birthday celebration…
Best Summer Ideas
The top 21 Ideas About Summer Date Ideas

by admin October 26, 2023

by admin October 26, 2023

The top 21 Ideas About Summer Date Ideas .Your floorings should additionally mirror the shade of summer…
Wedding Cakes
The 23 Best Ideas for Penguin Wedding Cake topper

by admin October 25, 2023

by admin October 25, 2023

The 23 Best Ideas for Penguin Wedding Cake topper .As new brides, we want that reaction to…
DIY Craft for Preschoolers Ideas
The top 25 Ideas About Preschool Arts and Crafts Ideas

by admin October 25, 2023

by admin October 25, 2023

The top 25 Ideas About Preschool Arts and Crafts Ideas . Since spring is the time for…
Coloring Pages For Adults
23 Best Printable Adult Coloring Book

by admin October 25, 2023

by admin October 25, 2023

23 Best Printable Adult Coloring Book . Coloring Pages for Grownups Coloring Pages for AdultsTo download, just…
Birthday Gift Inspirations
24 Best Thank You for the Birthday Gift

by admin October 25, 2023

by admin October 25, 2023

24 Best Thank You for the Birthday Gift . Sure, your birthday celebration girl loves her share…
Kitchen Ideas
20 Fascinating Kitchen Backsplashes Subway Tile

by admin October 24, 2023

by admin October 24, 2023

20 Fascinating Kitchen Backsplashes Subway Tile .How It’s DoneRun 4 x 4-inch white tiles in a diagonal…
Low Carb Recipes
25 Of the Best Ideas for Low Carb Diet Recipes Meal Plan 7 Days

by admin October 24, 2023

by admin October 24, 2023

25 Of the Best Ideas for Low Carb Diet Recipes Meal Plan 7 Days .A low-carb diet…
Nail Colors
Top 22 Popular Fall Nail Colors

by admin October 24, 2023

by admin October 24, 2023

Top 22 Popular Fall Nail Colors .Juicy reds are rocketing up the style charts this fall. However…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?