Home, Family, Style and Art Ideas

Birthday Party Inspirations
30 Ideas for Adult Games for Birthday Party

by admin June 1, 2018

by admin June 1, 2018

30 Ideas for Adult Games for Birthday Party . Discover Birthday Celebration Celebration Supplies, consisting of Decorations,…
Gift Ideas For Boys
Top 23 Birthday Gift Ideas for Teen Boys

by admin June 1, 2018

by admin June 1, 2018

Top 23 Birthday Gift Ideas for Teen Boys .Stunning a guy on a Birthday celebration can really…
Nail Colors
The Best Ideas for Opi Fall Nail Colors 2020

by admin June 1, 2018

by admin June 1, 2018

The Best Ideas for Opi Fall Nail Colors 2020 .From the worlds of the Egyptian Pharaohs to…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentines Him Gift Ideas

by admin June 1, 2018

by admin June 1, 2018

35 Of the Best Ideas for Valentines Him Gift Ideas .Store from these thoughtful and also budget-friendly…
Rings
The 21 Best Ideas for Wedding Rings Under 1000

by admin June 1, 2018

by admin June 1, 2018

The 21 Best Ideas for Wedding Rings Under 1000 .A ring for today and all of your…
Little Girl Hairstyles
The Best Hairstyle for Little Girl Step by Step

by admin June 1, 2018

by admin June 1, 2018

The Best Hairstyle for Little Girl Step by Step .For little ladies with tool hair sizes you…
Birthday Quotes Inspirations
25 Of the Best Ideas for Happy 15th Birthday Quote

by admin June 1, 2018

by admin June 1, 2018

25 Of the Best Ideas for Happy 15th Birthday Quote . Birthday celebration quotes can be used…
DIY Kit Ideas
Best 23 Best Diy Guitar Kits

by admin June 1, 2018

by admin June 1, 2018

Best 23 Best Diy Guitar Kits .Although lacking alternative approaches of fire lights, the Zippo Emergency Fire…
Natural Hairstyles
Best 24 Natural Mohawk Hairstyles

by admin May 31, 2018

by admin May 31, 2018

Best 24 Natural Mohawk Hairstyles .Your daily hair madness may include a great deal of chemicals like…
Wedding Cakes
The 23 Best Ideas for White and Red Wedding Cakes

by admin May 31, 2018

by admin May 31, 2018

The 23 Best Ideas for White and Red Wedding Cakes .One of things that you may have…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?