Home, Family, Style and Art Ideas

Nail Designs
20 Best Gel Nail Designs Fall 2020

by admin July 28, 2018

by admin July 28, 2018

20 Best Gel Nail Designs Fall 2020 .If you are looking for a subdued gel nail suggestion,…
Kindness Quotes
24 Best Ideas Lds Quotes On Kindness

by admin July 28, 2018

by admin July 28, 2018

24 Best Ideas Lds Quotes On Kindness .You can locate it in a simple act of compassion…
Short Hairstyles
20 Best Ideas Trendy Short Haircuts

by admin July 28, 2018

by admin July 28, 2018

20 Best Ideas Trendy Short Haircuts .Bob haircuts come into the picture as quickly as the short…
DIY Craft for Adult Ideas
The Best Ideas for Diy Pirate Costume for Adults

by admin July 28, 2018

by admin July 28, 2018

The Best Ideas for Diy Pirate Costume for Adults . Another of my preferred craft night ideas…
DIY Home Decoration Ideas
The 22 Best Ideas for Diy Balloon Decoration

by admin July 28, 2018

by admin July 28, 2018

The 22 Best Ideas for Diy Balloon Decoration . The truth that doing a DIY task is…
Quotes for Kids
20 Best Ideas Inspiration Quotes for Children

by admin July 28, 2018

by admin July 28, 2018

20 Best Ideas Inspiration Quotes for Children .Individuals from every profession have something to say about youngsters.…
DIY Wood Ideas
The Best Diy Wood Slab Centerpieces

by admin July 27, 2018

by admin July 27, 2018

The Best Diy Wood Slab Centerpieces . If you ve constantly had a thing for Tumblr-like backgrounds…
Anniversary Gift Ideas
20 Best Gift Ideas for 30th Anniversary

by admin July 27, 2018

by admin July 27, 2018

20 Best Gift Ideas for 30th Anniversary .On this day, you realize what a gift it was…
Family Quotes
23 Best Family forever Quotes

by admin July 27, 2018

by admin July 27, 2018

23 Best Family forever Quotes .Household is one of the most crucial, if not the most crucial…
Retirement Party Ideas
The Best Ideas for Ideas for Retirement Party Games

by admin July 27, 2018

by admin July 27, 2018

The Best Ideas for Ideas for Retirement Party Games . To intend a retired life party, begin…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?