Home, Family, Style and Art Ideas

Wedding Veils
The 25 Best Ideas for How to Make Your Own Wedding Veil

by admin November 5, 2023

by admin November 5, 2023

The 25 Best Ideas for How to Make Your Own Wedding Veil .How long you plan on…
Christmas Quotes
The Best Ideas for Christmas Story Lamp Quotes

by admin November 5, 2023

by admin November 5, 2023

The Best Ideas for Christmas Story Lamp Quotes . ” When you offer a gift at Christmas…
Nail Art
21 Best Ideas Spider Web Nail Art

by admin November 5, 2023

by admin November 5, 2023

21 Best Ideas Spider Web Nail Art .There are the classics, like pumpkins and also adorable deer,…
Bathroom Ideas
35 Exellent Brass Bathroom Mirror

by admin November 4, 2023

by admin November 4, 2023

35 Exellent Brass Bathroom Mirror .The completing touch to any type of shower room is the perfect…
Birthday Wishes Ideas
25 Ideas for Www.birthday Wishes

by admin November 4, 2023

by admin November 4, 2023

25 Ideas for Www.birthday Wishes . Birthday celebrations are amongst the most well known events of our…
Birthday Quote Ideas
The top 35 Ideas About Funny Happy Birthday Brother Quotes

by admin November 4, 2023

by admin November 4, 2023

The top 35 Ideas About Funny Happy Birthday Brother Quotes .Sending birthday celebration introductions has become a…
Wedding Themes
Best 20 asian themed Wedding

by admin November 4, 2023

by admin November 4, 2023

Best 20 asian themed Wedding .The perfect setting for this theme would remain in historic churches or…
Best Mothers Day Ideas
The top 21 Ideas About Mother In Law Mothers Day Quotes

by admin November 3, 2023

by admin November 3, 2023

The top 21 Ideas About Mother In Law Mothers Day Quotes .Offer her attractive and also fresh…
Curly Hairstyles
25 Of the Best Ideas for Hairstyle for Curly Hair Boys

by admin November 3, 2023

by admin November 3, 2023

25 Of the Best Ideas for Hairstyle for Curly Hair Boys .You need to also maintain your…
DIY Box Ideas
Best 20 Diy Elevated Planter Box

by admin November 3, 2023

by admin November 3, 2023

Best 20 Diy Elevated Planter Box .The present box ideas shared here today are layout to be…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?