Home, Family, Style and Art Ideas

DIY Craft for Adult Ideas
The Best Ideas for Tutu for Adults Diy

by admin August 15, 2018

by admin August 15, 2018

The Best Ideas for Tutu for Adults Diy . DIY Projects & Crafts We have hundreds of…
Vegetable Recipes
The Best Ideas for Vegetable Rice Pilaf Recipe

by admin August 15, 2018

by admin August 15, 2018

The Best Ideas for Vegetable Rice Pilaf Recipe .Thanks so much for your sides !!!! I have…
Backyard Party Ideas
23 Best Backyard Party Ideas for Teens

by admin August 15, 2018

by admin August 15, 2018

23 Best Backyard Party Ideas for Teens .The most effective type of yard celebration has sharp outside…
Bathroom Ideas
22 Antique Modern Master Bathroom Ideas

by admin August 15, 2018

by admin August 15, 2018

22 Antique Modern Master Bathroom Ideas .This restroom is warm and welcoming, many thanks to the neutral…
Gift Ideas For Girls
The top 24 Ideas About Cool Gift Ideas for Teenage Girls

by admin August 15, 2018

by admin August 15, 2018

The top 24 Ideas About Cool Gift Ideas for Teenage Girls . When you talk about providing…
DIY Baby Shower Ideas
The top 20 Ideas About Diy Baby Changing Table

by admin August 15, 2018

by admin August 15, 2018

The top 20 Ideas About Diy Baby Changing Table . Using a tailored story book as an…
Birthday Wishes Ideas
25 Best Ideas Happy Birthday Wishes for Her

by admin August 15, 2018

by admin August 15, 2018

25 Best Ideas Happy Birthday Wishes for Her . Birthday celebrations are amongst the most celebrated events…
Wedding Gift Ideas
Top 20 Gift Ideas for Husband On Wedding Day

by admin August 15, 2018

by admin August 15, 2018

Top 20 Gift Ideas for Husband On Wedding Day .A set of luggage is a best gift…
Nail Designs
20 Of the Best Ideas for Teen Nail Designs

by admin August 15, 2018

by admin August 15, 2018

20 Of the Best Ideas for Teen Nail Designs .If you are looking for a restrained gel…
DIY Kit Ideas
Top 23 Diy Mess Kit

by admin August 15, 2018

by admin August 15, 2018

Top 23 Diy Mess Kit .Lacking different methods of fire illumination, the Zippo Emergency Situation Fire Kit…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?