Home, Family, Style and Art Ideas

Cookie Recipes
Top 35 Italian Anise Cookies Recipe

by admin June 13, 2018

by admin June 13, 2018

Top 35 Italian Anise Cookies Recipe .The most effective cookie recipe! I’ve lately established a wheat allergy…
DIY Outdoor Ideas
The Best Diy Outdoor Greenhouse

by admin June 13, 2018

by admin June 13, 2018

The Best Diy Outdoor Greenhouse .Summertime is the season for delighting in whatever outdoors as well as…
Gift Ideas For Girls
24 Ideas for Homemade Gift Ideas for Girls

by admin June 13, 2018

by admin June 13, 2018

24 Ideas for Homemade Gift Ideas for Girls . Females like surprises, particularly gifts. Thus, pamper your…
Shrimp Recipes
The Best Curry Shrimp Pasta

by admin June 13, 2018

by admin June 13, 2018

The Best Curry Shrimp Pasta .This smoked shrimp is one of my go-to recipes when I stare…
Best Valentines Day Ideas
Top 20 Diy Ideas for Valentines Day

by admin June 13, 2018

by admin June 13, 2018

Top 20 Diy Ideas for Valentines Day .An outstanding Valentines Day concept for your sweetheart can be…
Cool Hairstyles
20 Best Ideas Cool Short Haircuts for Women

by admin June 12, 2018

by admin June 12, 2018

20 Best Ideas Cool Short Haircuts for Women .The majority of women like to experiment with numerous…
Firepit Ideas
22 Sensational Outdoor Metal Fire Pit

by admin June 12, 2018

by admin June 12, 2018

22 Sensational Outdoor Metal Fire Pit .Now here’s an outside fire pit idea we can obtain behind.…
Birthday Gift Ideas
Best 20 50th Birthday Gift Ideas for Brother

by admin June 12, 2018

by admin June 12, 2018

Best 20 50th Birthday Gift Ideas for Brother . So, if on your own are going throughout…
Kids Fashion Ideas
24 Best Ideas Kids Summer Fashion

by admin June 12, 2018

by admin June 12, 2018

24 Best Ideas Kids Summer Fashion .The Ultimate overview to child clothes Sprucing up babies can be…
Birthday Quote Ideas
The 35 Best Ideas for Happy Birthday to My Best Friend Quotes

by admin June 12, 2018

by admin June 12, 2018

The 35 Best Ideas for Happy Birthday to My Best Friend Quotes .Sending birthday celebration introductions has…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?