Home, Family, Style and Art Ideas

Best Labor Day Ideas
24 Best Ideas Labor Day Dinner Ideas

by admin July 24, 2018

by admin July 24, 2018

24 Best Ideas Labor Day Dinner Ideas .As the very first Monday of September expands more detailed,…
Best Valentines Day Ideas
20 Of the Best Ideas for Romantic Bedroom Ideas for Valentines Day

by admin July 24, 2018

by admin July 24, 2018

20 Of the Best Ideas for Romantic Bedroom Ideas for Valentines Day .Most likely to your chocolate…
Anime Hairstyles
23 Ideas for Girl Anime Hairstyles

by admin July 24, 2018

by admin July 24, 2018

23 Ideas for Girl Anime Hairstyles .Brief anime woman hairstyles are typical. Stylistically, they might vary and…
Christmas Party Ideas
The top 25 Ideas About Ugly Christmas Sweater Party Decoration Ideas

by admin July 24, 2018

by admin July 24, 2018

The top 25 Ideas About Ugly Christmas Sweater Party Decoration Ideas . If people are looking to…
DIY Craft for Preschoolers Ideas
The top 25 Ideas About Bible Crafts for Preschoolers

by admin July 24, 2018

by admin July 24, 2018

The top 25 Ideas About Bible Crafts for Preschoolers . Considering that spring is the time for…
Garage Ideas
23 Superb Garage Door Magnets

by admin July 24, 2018

by admin July 24, 2018

23 Superb Garage Door Magnets .You’ll find many options for solitary garage doors, dual garage doors, shielded…
Best Christmas Ideas
The Best Ideas for Christmas Gift Under $25

by admin July 24, 2018

by admin July 24, 2018

The Best Ideas for Christmas Gift Under $25 .Infants can be talented a range of things throughout…
Holiday Gift Ideas
22 Ideas for Holiday Gift Ideas for the Wife

by admin July 24, 2018

by admin July 24, 2018

22 Ideas for Holiday Gift Ideas for the Wife .Our annual gift guides aim to make vacation…
Sheet Pan Dinner Recipes
The top 25 Ideas About Easy Sheet Pan Dinners

by admin July 24, 2018

by admin July 24, 2018

The top 25 Ideas About Easy Sheet Pan Dinners .Skip the messy procedure of frying eggplant and…
Wedding Bands
The Best Ideas for Simple Wedding Bands

by admin July 24, 2018

by admin July 24, 2018

The Best Ideas for Simple Wedding Bands .My husband and also I looked for our bands online,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?