Home, Family, Style and Art Ideas

Birthday Card Ideas
The top 22 Ideas About Boxed Birthday Cards

by admin June 14, 2018

by admin June 14, 2018

The top 22 Ideas About Boxed Birthday Cards . Make your birthday greeting stick out when you…
DIY Home Decoration Ideas
Top 22 Party Decoration Diy

by admin June 14, 2018

by admin June 14, 2018

Top 22 Party Decoration Diy .When picking your DIY home jobs, don t neglect seasonal and also…
Family Quotes
The top 23 Ideas About American Family Car Insurance Quote

by admin June 13, 2018

by admin June 13, 2018

The top 23 Ideas About American Family Car Insurance Quote . Household Quotes app is a substantial…
Kids Room Ideas
21 Fancy Kids Creation Swing Sets

by admin June 13, 2018

by admin June 13, 2018

21 Fancy Kids Creation Swing Sets .When you do not feel like packing up and also trekking…
Wedding Venues
Best 22 Newport Ri Wedding Venues

by admin June 13, 2018

by admin June 13, 2018

Best 22 Newport Ri Wedding Venues .Normally, the style of location straight influences on the style of…
Graduation Party Ideas
Best 35 High School Graduation Party Ideas for Him

by admin June 13, 2018

by admin June 13, 2018

Best 35 High School Graduation Party Ideas for Him .Despite if you consider on your own an…
Kindness Quotes
The top 24 Ideas About Al Capone Quote Kindness

by admin June 13, 2018

by admin June 13, 2018

The top 24 Ideas About Al Capone Quote Kindness . Compassion quotes and famous statements concerning empathy,…
Friendship Quotes
The Best Ideas for Quotes About Loss Of A Friendship

by admin June 13, 2018

by admin June 13, 2018

The Best Ideas for Quotes About Loss Of A Friendship .Whether you’ve known your bestie for years…
Pool Ideas
30 Lovely Above Ground Pool Cover Clips

by admin June 13, 2018

by admin June 13, 2018

30 Lovely Above Ground Pool Cover Clips .If you are thinking of mounting an above ground swimming…
DIY Mask Ideas
The Best Ideas for Black Charcoal Mask Diy

by admin June 13, 2018

by admin June 13, 2018

The Best Ideas for Black Charcoal Mask Diy . It’s cool outside, so your skin’s probably a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?