Home, Family, Style and Art Ideas

Wedding Rings
22 Best Portal Wedding Rings

by admin August 1, 2018

by admin August 1, 2018

22 Best Portal Wedding Rings .You desire to select it meticulously since your wedding ring will certainly…
Inspirational Quotes
24 Best Inspirational Rapper Quotes

by admin August 1, 2018

by admin August 1, 2018

24 Best Inspirational Rapper Quotes .Put life in viewpoint with with some short yet sage items of…
Bracelets
21 Ideas for Medical Allergy Bracelet

by admin August 1, 2018

by admin August 1, 2018

21 Ideas for Medical Allergy Bracelet .Very carefully crafted from costs metals, our functional arm bands profile…
DIY Costume Ideas
Best 35 Purple Minion Costume Diy

by admin July 31, 2018

by admin July 31, 2018

Best 35 Purple Minion Costume Diy . Wear this Meme-inspired costume to your Halloween celebration to really…
Positive Quotes
35 Best Quote About Thinking Positive

by admin July 31, 2018

by admin July 31, 2018

35 Best Quote About Thinking Positive .These sensible and also beautiful words from your preferred favorable thinkers…
Printable Coloring Pages
21 Ideas for Printable Pusheen Coloring Pages

by admin July 31, 2018

by admin July 31, 2018

21 Ideas for Printable Pusheen Coloring Pages . Coloring pages as well as printables for youngsters of…
Funny Quotes
25 Best Ideas Funny Ron Swanson Quotes

by admin July 31, 2018

by admin July 31, 2018

25 Best Ideas Funny Ron Swanson Quotes . I don’t believe that you can give the exact…
Birthday Gift Ideas
The top 20 Ideas About 90th Birthday Gift Ideas

by admin July 31, 2018

by admin July 31, 2018

The top 20 Ideas About 90th Birthday Gift Ideas . So, here at 1 House, on your…
Kids Room Décor Ideas
Best 23 Kids Rooms Paint Color Ideas

by admin July 31, 2018

by admin July 31, 2018

Best 23 Kids Rooms Paint Color Ideas .Versatility is essential when it comes to creating your child’s…
Thanksgiving Recipes
30 Ideas for Fried Turkey for Thanksgiving

by admin July 31, 2018

by admin July 31, 2018

30 Ideas for Fried Turkey for Thanksgiving .I do not recognize how lots of times I made…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?