Home, Family, Style and Art Ideas

Birthday Gift Inspirations
The 24 Best Ideas for 90 Year Old Birthday Gift

by admin August 2, 2018

by admin August 2, 2018

The 24 Best Ideas for 90 Year Old Birthday Gift . Sure, you can select something cool…
Best Thanksgiving Ideas
The Best Ideas for Recipe for Thanksgiving Ham

by admin August 1, 2018

by admin August 1, 2018

The Best Ideas for Recipe for Thanksgiving Ham .You have to birth in mind that Thanksgiving is…
Quotes for Kids
Top 20 Quote On Child Labor

by admin August 1, 2018

by admin August 1, 2018

Top 20 Quote On Child Labor .People from every profession have something to say concerning children. These…
Coloring Pages For Kids
25 Ideas for Kids Coloring Pages for Church

by admin August 1, 2018

by admin August 1, 2018

25 Ideas for Kids Coloring Pages for Church . Coloring is an incredibly enjoyable for any ages:…
Paint Ideas
22 Unique Repainting Pool Deck

by admin August 1, 2018

by admin August 1, 2018

22 Unique Repainting Pool Deck .Every timber has its very own personality and shade that can radiate…
Best Memorial Day Ideas
The Best Ideas for Memorial Day Party Invitation

by admin August 1, 2018

by admin August 1, 2018

The Best Ideas for Memorial Day Party Invitation .There are specific holidays within our culture that we…
Cinco de Mayo Recipes
The top 23 Ideas About Cinco De Mayo Dessert Recipes

by admin August 1, 2018

by admin August 1, 2018

The top 23 Ideas About Cinco De Mayo Dessert Recipes .Mexican Torta With Refried Beans and also…
Sad Quotes
24 Ideas for Sad Quotes About Losing someone

by admin August 1, 2018

by admin August 1, 2018

24 Ideas for Sad Quotes About Losing someone .You can never regulate that you drop in love…
DIY Outdoor Ideas
The Best Ideas for Diy Outdoor fort

by admin August 1, 2018

by admin August 1, 2018

The Best Ideas for Diy Outdoor fort .Summer season is the season for delighting in whatever outdoors…
Wedding Rings
22 Best Portal Wedding Rings

by admin August 1, 2018

by admin August 1, 2018

22 Best Portal Wedding Rings .You desire to select it meticulously since your wedding ring will certainly…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?