Home, Family, Style and Art Ideas

Kids Hairstyles
Best 25 Best Hairstyles for Kids

by admin June 15, 2018

by admin June 15, 2018

Best 25 Best Hairstyles for Kids .@[New Year and also brand-new hairstyle go hand in hand. An…
Kindness Quotes
Best 24 Thank You for Your Kindness and Generosity Quotes

by admin June 15, 2018

by admin June 15, 2018

Best 24 Thank You for Your Kindness and Generosity Quotes . Kindness quotes and also renowned comments…
Nail Designs
20 Best Jamaica Nail Designs

by admin June 15, 2018

by admin June 15, 2018

20 Best Jamaica Nail Designs .Once the brilliant white tones of summertime have vanished from our nails,…
Dessert Recipes
The Best Dessert for One

by admin June 15, 2018

by admin June 15, 2018

The Best Dessert for One .5 ingredients and 15 mins is all it takes to whip up…
Quotes for Kids
20 Best Respect Quotes for Kids

by admin June 15, 2018

by admin June 15, 2018

20 Best Respect Quotes for Kids .People from every profession have something to say concerning youngsters. These…
Summer Party Ideas
22 Best Ideas Frozen Summer Party Ideas

by admin June 15, 2018

by admin June 15, 2018

22 Best Ideas Frozen Summer Party Ideas .@[Cozy weather condition requires a fun summer season event with…
Birthday Gift Ideas
20 Best Ideas 80th Birthday Gift Ideas for Dad

by admin June 15, 2018

by admin June 15, 2018

20 Best Ideas 80th Birthday Gift Ideas for Dad . So, in this article at just one…
Engagement Party Ideas
21 Best Ideas Engagement Party Food Ideas Casual

by admin June 15, 2018

by admin June 15, 2018

21 Best Ideas Engagement Party Food Ideas Casual . Burst out the rose gold bangle gown from…
Cool Hairstyles
20 Ideas for Cool Short Hairstyles for Men

by admin June 15, 2018

by admin June 15, 2018

20 Ideas for Cool Short Hairstyles for Men .It is one of the most stylish hairstyle and…
Birthday Gift Ideas
20 Ideas for Teenage Girls Birthday Gift Ideas

by admin June 15, 2018

by admin June 15, 2018

20 Ideas for Teenage Girls Birthday Gift Ideas . Consider against our wide amount of innovative reward…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?