Home, Family, Style and Art Ideas

Nail Designs
Best 20 White French Nail Designs

by admin June 7, 2018

by admin June 7, 2018

Best 20 White French Nail Designs .If you are looking for a suppressed gel nail suggestion, these…
Tea Party Ideas
30 Best Christian Tea Party Ideas

by admin June 7, 2018

by admin June 7, 2018

30 Best Christian Tea Party Ideas .Couple of tea party ideas are as crucial as tea! The…
Black Hairstyles
Best 22 Haircuts Black Men

by admin June 7, 2018

by admin June 7, 2018

Best 22 Haircuts Black Men .One more form of entwining is Micro braiding. Micro pigtails are smaller…
Wedding Favors
Top 21 Wedding Tags for Favors

by admin June 7, 2018

by admin June 7, 2018

Top 21 Wedding Tags for Favors .The purpose of this article is for the couple to highlight…
Potatoes Recipes
The Best Potato Lentil soup

by admin June 7, 2018

by admin June 7, 2018

The Best Potato Lentil soup .I have actually made many kinds of scalloped potatoes yet I constantly…
Birthday Gift Ideas
Best 20 Male 60th Birthday Gift Ideas

by admin June 7, 2018

by admin June 7, 2018

Best 20 Male 60th Birthday Gift Ideas . Just take towards our huge range of inventive reward…
Bedroom Ideas
21 Unique Bathroom Ideas for Small Bathroom

by admin June 6, 2018

by admin June 6, 2018

21 Unique Bathroom Ideas for Small Bathroom . Choose An Uncommon Accent Shade Brass shower accessories, like…
Mushrooms Recipes
30 Ideas for Pork Chop and Mushroom soup Recipes

by admin June 6, 2018

by admin June 6, 2018

30 Ideas for Pork Chop and Mushroom soup Recipes .Mushroom is all time favored in the house…
DIY Dog Ideas
22 Ideas for Diy Dog Training

by admin June 6, 2018

by admin June 6, 2018

22 Ideas for Diy Dog Training . Looking for some pet dog crafts to produce your pup?…
Best Christmas Ideas
25 Of the Best Ideas for Christmas Party Crafts

by admin June 6, 2018

by admin June 6, 2018

25 Of the Best Ideas for Christmas Party Crafts .For children, Xmas is just one of the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?