Home, Family, Style and Art Ideas

Glitter Nails
Best 25 Shellac Glitter Nails

by admin June 7, 2018

by admin June 7, 2018

Best 25 Shellac Glitter Nails .For nails that radiate brighter than Bellatrix’s safe at Gringotts, you have…
Inspirational Quotes
The Best Ideas for Nelson Mandela Inspirational Quotes

by admin June 7, 2018

by admin June 7, 2018

The Best Ideas for Nelson Mandela Inspirational Quotes . Here’s the finest inspirational quotes we have actually…
Anniversary Gift Ideas
The Best Ideas for 1st Anniversary Gift Ideas

by admin June 7, 2018

by admin June 7, 2018

The Best Ideas for 1st Anniversary Gift Ideas .Please your precious spouse by gifting a beautiful individualized…
Tea Party Ideas
30 Ideas for Unique Tea Party Ideas

by admin June 7, 2018

by admin June 7, 2018

30 Ideas for Unique Tea Party Ideas .Few tea party ideas are as crucial as tea! The…
Birthday Gift Ideas
The Best 50th Birthday Gift Ideas Sister

by admin June 7, 2018

by admin June 7, 2018

The Best 50th Birthday Gift Ideas Sister . Just take versus our wide quantity of imaginative reward…
Gender Reveal Party Ideas
Best 20 Gender Revealing Party Ideas

by admin June 7, 2018

by admin June 7, 2018

Best 20 Gender Revealing Party Ideas .One of the most interesting parts of being expecting is discovering…
Healthy Recipes
23 Ideas for Ground Chicken Recipes Healthy

by admin June 7, 2018

by admin June 7, 2018

23 Ideas for Ground Chicken Recipes Healthy .Some recipes just struck the ideal note as well as…
Coloring Pages For Kids
The 25 Best Ideas for Free Spring Coloring Pages for Kids

by admin June 7, 2018

by admin June 7, 2018

The 25 Best Ideas for Free Spring Coloring Pages for Kids . Keep children busy and innovative…
Best Christmas Ideas
25 Best Christmas Gift Background

by admin June 7, 2018

by admin June 7, 2018

25 Best Christmas Gift Background .Besides flowers, cards and also cakes, the perfect gifts for your partner…
Backyard Party Ideas
Top 23 Backyardigans Birthday Party Ideas

by admin June 7, 2018

by admin June 7, 2018

Top 23 Backyardigans Birthday Party Ideas . Yard events are vital to summer season. They’ve obtained a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?