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DIY Kit Ideas
The 23 Best Ideas for Diy Stereo Tube Amp Kits

by admin August 17, 2018

by admin August 17, 2018

The 23 Best Ideas for Diy Stereo Tube Amp Kits .Doing not have alternate techniques of fire…
Baby Room Décor
20 Ideas for Diy Baby Shower Decorations for Boys

by admin August 17, 2018

by admin August 17, 2018

20 Ideas for Diy Baby Shower Decorations for Boys .This is a bed room we developed for…
Wedding Cakes
The 23 Best Ideas for Heart Wedding Cake toppers

by admin August 17, 2018

by admin August 17, 2018

The 23 Best Ideas for Heart Wedding Cake toppers .One of the important things that you may…
Nail Colors
22 Best Opi Gel Nail Colors

by admin August 17, 2018

by admin August 17, 2018

22 Best Opi Gel Nail Colors .From the realms of the Egyptian Pharaohs to the Aztecs, royal…
Undercut Hairstyle
The top 22 Ideas About Women's Short Undercut Hairstyles

by admin August 17, 2018

by admin August 17, 2018

The top 22 Ideas About Women&#039;s Short Undercut Hairstyles .In the very future I will be creating…
Baby Room Décor
Top 20 Baby Looney Tunes Nursery Decor

by admin August 17, 2018

by admin August 17, 2018

Top 20 Baby Looney Tunes Nursery Decor .With all the options as well as nursery design fads…
Wedding Dresses
The 20 Best Ideas for Off White Wedding Dress

by admin August 17, 2018

by admin August 17, 2018

The 20 Best Ideas for Off White Wedding Dress .There are numerous wedding celebration information that you…
Crochet Hairstyles
The Best Crochet Senegalese Twist Hairstyles

by admin August 17, 2018

by admin August 17, 2018

The Best Crochet Senegalese Twist Hairstyles .It looks stylish and refined. It s easily one of my…
Birthday Party Inspirations
The 30 Best Ideas for Birthday Party Ideas Mn

by admin August 17, 2018

by admin August 17, 2018

The 30 Best Ideas for Birthday Party Ideas Mn .Host the Ultimate Celebration with Themed Birthday Event…
Graduation Quotes
The Best Ideas for Prek Graduation Quotes

by admin August 17, 2018

by admin August 17, 2018

The Best Ideas for Prek Graduation Quotes . Below are some funny graduation quotes to keep points…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?