Home, Family, Style and Art Ideas

Coloring Pages For Adults
23 Of the Best Ideas for Geometric Adult Coloring Pages

by admin July 28, 2018

by admin July 28, 2018

23 Of the Best Ideas for Geometric Adult Coloring Pages . Coloring Pages for Grownups Coloring Pages…
Kitchen Ideas
20 Inspirational Bull Outdoor Kitchen

by admin July 28, 2018

by admin July 28, 2018

20 Inspirational Bull Outdoor Kitchen .Shabby elegant kitchens are still a traditional, and this shoddy chic inspired…
Nail Ideas
Best 23 Holiday Nail Ideas 2020

by admin July 28, 2018

by admin July 28, 2018

Best 23 Holiday Nail Ideas 2020 .When the intense white shades of summertime have disappeared from our…
Living Room Ideas
24 Antique Diy Living Room Wall Decor

by admin July 28, 2018

by admin July 28, 2018

24 Antique Diy Living Room Wall Decor .Transform your living-room right into a work of art with…
Best Fathers Day Ideas
Best 20 Fathers Day Ideas for Grandpas

by admin July 28, 2018

by admin July 28, 2018

Best 20 Fathers Day Ideas for Grandpas .Parenting has 3 phases, one when the kids are infants…
Nail Designs
20 Best Gel Nail Designs Fall 2020

by admin July 28, 2018

by admin July 28, 2018

20 Best Gel Nail Designs Fall 2020 .If you are looking for a subdued gel nail suggestion,…
Kindness Quotes
24 Best Ideas Lds Quotes On Kindness

by admin July 28, 2018

by admin July 28, 2018

24 Best Ideas Lds Quotes On Kindness .You can locate it in a simple act of compassion…
Short Hairstyles
20 Best Ideas Trendy Short Haircuts

by admin July 28, 2018

by admin July 28, 2018

20 Best Ideas Trendy Short Haircuts .Bob haircuts come into the picture as quickly as the short…
DIY Craft for Adult Ideas
The Best Ideas for Diy Pirate Costume for Adults

by admin July 28, 2018

by admin July 28, 2018

The Best Ideas for Diy Pirate Costume for Adults . Another of my preferred craft night ideas…
DIY Home Decoration Ideas
The 22 Best Ideas for Diy Balloon Decoration

by admin July 28, 2018

by admin July 28, 2018

The 22 Best Ideas for Diy Balloon Decoration . The truth that doing a DIY task is…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?