Home, Family, Style and Art Ideas

Wedding Invitations
Best 21 Wedding Invitation Cardstock

by admin June 9, 2018

by admin June 9, 2018

Best 21 Wedding Invitation Cardstock .Traditional wedding event invites look like they are rather old fashioned. There…
Cool Hairstyles
Top 20 Cool Kids Haircuts

by admin June 9, 2018

by admin June 9, 2018

Top 20 Cool Kids Haircuts .It is one of the most classy coiffure as well as celebs…
Birthday Gift Ideas
The 20 Best Ideas for 18th Birthday Gift Ideas for Girlfriend

by admin June 9, 2018

by admin June 9, 2018

The 20 Best Ideas for 18th Birthday Gift Ideas for Girlfriend . Pick out versus our broad…
Living Room Ideas
23 Best Design Ideas for Living Room Wall Paintings

by admin June 9, 2018

by admin June 9, 2018

23 Best Design Ideas for Living Room Wall Paintings .Leisure, convenience, togetherness. It’s the setup for countless…
Retirement Party Ideas
22 Ideas for Retirement Party Game Ideas

by admin June 9, 2018

by admin June 9, 2018

22 Ideas for Retirement Party Game Ideas .The Big Takeaways … When intending somebody’s retired life party,…
Backyard Ideas
35 Lovely Backyard Movie Ideas

by admin June 9, 2018

by admin June 9, 2018

35 Lovely Backyard Movie Ideas .If you’re not sure where to begin with your backyard remodel, why…
Gift Ideas For Girls
The Best Ideas for Gift Ideas for 20 Year Old Girls

by admin June 9, 2018

by admin June 9, 2018

The Best Ideas for Gift Ideas for 20 Year Old Girls . Women like surprises, specifically gifts.…
Clean-Eating Recipes
24 Ideas for Kfc Clean Eating Burger

by admin June 9, 2018

by admin June 9, 2018

24 Ideas for Kfc Clean Eating Burger .Can not obtain away from cheese when making those. As…
Best Passover Ideas
The top 24 Ideas About Passover Menu Ideas 2018

by admin June 9, 2018

by admin June 9, 2018

The top 24 Ideas About Passover Menu Ideas 2018 .Read on for some wonderful thoughts on how…
Pins
Top 23 Pins On Backpack

by admin June 9, 2018

by admin June 9, 2018

Top 23 Pins On Backpack .There s no far better means to perk up your collar than…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?