Home, Family, Style and Art Ideas

Coloring Pages For Toddlers
Best 20 Elmo Coloring Pages for toddlers

by admin July 8, 2018

by admin July 8, 2018

Best 20 Elmo Coloring Pages for toddlers .I m a very first quality teacher. For creativity, I…
Wedding Venues
22 Best Ideas Arkansas Wedding Venues

by admin July 8, 2018

by admin July 8, 2018

22 Best Ideas Arkansas Wedding Venues .From this setting you can start to focus your search on…
Body Jewelry
23 Best Ideas Body Jewelry Photoshoot

by admin July 8, 2018

by admin July 8, 2018

23 Best Ideas Body Jewelry Photoshoot .We specialize in wholesale body jewelry, providing the most recent and…
Leadership Quotes
Top 22 Inspiring Leadership Quotes

by admin July 8, 2018

by admin July 8, 2018

Top 22 Inspiring Leadership Quotes . ” Management is addressing issues. The day soldiers stop bringing you…
Thank You Gift Ideas
21 Of the Best Ideas for Thanks Gift Ideas

by admin July 8, 2018

by admin July 8, 2018

21 Of the Best Ideas for Thanks Gift Ideas .When a special someone exceeds and beyond to…
Birthday Gift Ideas
The Best 22nd Birthday Gift Ideas

by admin July 8, 2018

by admin July 8, 2018

The Best 22nd Birthday Gift Ideas . So, if yourself are moving throughout that issue of what…
Landscape Ideas
23 Spectacular Landscape Edging Ideas

by admin July 8, 2018

by admin July 8, 2018

23 Spectacular Landscape Edging Ideas .A distinct edge is usually the distinction between a lawn that looks…
Wedding Dresses
The top 20 Ideas About Wedding Dress Box

by admin July 8, 2018

by admin July 8, 2018

The top 20 Ideas About Wedding Dress Box .Let’s encounter it. When it pertains to bridal gown,…
Best 4th of July Ideas
The Best Ideas for 4th Of July Craft Ideas

by admin July 8, 2018

by admin July 8, 2018

The Best Ideas for 4th Of July Craft Ideas .As your mind resorts to food, a celebration…
Body Jewelry
The Best Body Jewelry Tattoo

by admin July 8, 2018

by admin July 8, 2018

The Best Body Jewelry Tattoo .In the body adjustment industry, connects & tunnels are two of the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?