Home, Family, Style and Art Ideas

Best Memorial Day Ideas
23 Best Memorial Day Preschool Crafts

by admin August 20, 2018

by admin August 20, 2018

23 Best Memorial Day Preschool Crafts .Memorial Day is a special celebration in which we can all…
Kids Fashion Ideas
24 Ideas for Crazy 8 Kids Fashion Line

by admin August 19, 2018

by admin August 19, 2018

24 Ideas for Crazy 8 Kids Fashion Line .Sprucing up babies can be actually enjoyable and it…
DIY Craft for Preschoolers Ideas
25 Best Christmas Art Ideas for Preschoolers

by admin August 19, 2018

by admin August 19, 2018

25 Best Christmas Art Ideas for Preschoolers . Daily Leisure has a number of cute crafts for…
Wedding Flowers
23 Of the Best Ideas for Silk Flowers Wedding

by admin August 19, 2018

by admin August 19, 2018

23 Of the Best Ideas for Silk Flowers Wedding .Flowers are symbols of God’s love and also…
Glitter Nails
25 Ideas for Long Glitter Nails

by admin August 19, 2018

by admin August 19, 2018

25 Ideas for Long Glitter Nails .Radiance might make you reflect to doing crafts in primary school,…
Rice Recipes
The Best Can You Make Quinoa In A Rice Cooker

by admin August 19, 2018

by admin August 19, 2018

The Best Can You Make Quinoa In A Rice Cooker .Why not include it to your rice?…
Best Labor Day Ideas
Best 24 Labor Day Food Deals

by admin August 19, 2018

by admin August 19, 2018

Best 24 Labor Day Food Deals .A red, blue as well as white theme is the best…
Cute Hairstyles
The Best Cute Short Hairstyles Black Woman

by admin August 19, 2018

by admin August 19, 2018

The Best Cute Short Hairstyles Black Woman .Treating your hair with excellent quality hair shampoos as well…
Easter Party Ideas
Top 30 Easter Party for Kids Ideas

by admin August 19, 2018

by admin August 19, 2018

Top 30 Easter Party for Kids Ideas .Whether you have a small gathering or a big family…
Coloring Pages For Girls
25 Ideas for Printable Coloring Pages for Girls

by admin August 19, 2018

by admin August 19, 2018

25 Ideas for Printable Coloring Pages for Girls . In this category we gathered the best coloring…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?