Home, Family, Style and Art Ideas

Wedding Decorations
22 Of the Best Ideas for Christmas Wedding Decorations

by admin November 8, 2023

by admin November 8, 2023

22 Of the Best Ideas for Christmas Wedding Decorations .When you are in person with your wedding…
Living Room Ideas
23 Elegant Modern Benches for Living Room

by admin November 7, 2023

by admin November 7, 2023

23 Elegant Modern Benches for Living Room .What’s not to like regarding a room with comfy furniture,…
Coloring Pages For Girls
The Best Ideas for Dc Superhero Girls Coloring Book

by admin November 7, 2023

by admin November 7, 2023

The Best Ideas for Dc Superhero Girls Coloring Book . In this category, you will certainly discover…
Baby Room Décor
20 Best Ideas Baby Room Decoration Items

by admin November 7, 2023

by admin November 7, 2023

20 Best Ideas Baby Room Decoration Items .Children love to be shaken to rest. As well as…
Baby Shower Gift Ideas
The Best Ideas for New Baby Gift

by admin November 7, 2023

by admin November 7, 2023

The Best Ideas for New Baby Gift .It s a puppet, it s a bath glove, it…
Kitchen Ideas
20 Elegant Outdoor Kitchen Creations

by admin November 6, 2023

by admin November 6, 2023

20 Elegant Outdoor Kitchen Creations .Most outdoor cooking areas are going to be situated near the main…
Best Fathers Day Ideas
20 Best Fathers Day Gifts 2020

by admin November 6, 2023

by admin November 6, 2023

20 Best Fathers Day Gifts 2020 .Parenting has three phases, one when the youngsters are infants and…
Beach Party Ideas
The 35 Best Ideas for Food Ideas for A Winter Beach Party

by admin November 6, 2023

by admin November 6, 2023

The 35 Best Ideas for Food Ideas for A Winter Beach Party .Grab some mason containers, load…
Halloween Party Ideas
23 Best Ideas Superhero Halloween Party Ideas

by admin November 6, 2023

by admin November 6, 2023

23 Best Ideas Superhero Halloween Party Ideas . There are a lot of Halloween party motifs to…
Kids Party Ideas
24 Best Birthday Party Venues for Kids In Mn

by admin November 5, 2023

by admin November 5, 2023

24 Best Birthday Party Venues for Kids In Mn .It s a big migraine when you need…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?