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Birthday Gift Ideas
Best 20 50th Birthday Gift Ideas for Brother

by admin June 12, 2018

by admin June 12, 2018

Best 20 50th Birthday Gift Ideas for Brother . So, if on your own are going throughout…
Kids Fashion Ideas
24 Best Ideas Kids Summer Fashion

by admin June 12, 2018

by admin June 12, 2018

24 Best Ideas Kids Summer Fashion .The Ultimate overview to child clothes Sprucing up babies can be…
Birthday Quote Ideas
The 35 Best Ideas for Happy Birthday to My Best Friend Quotes

by admin June 12, 2018

by admin June 12, 2018

The 35 Best Ideas for Happy Birthday to My Best Friend Quotes .Sending birthday celebration introductions has…
DIY Organizer Ideas
Top 30 Craft Supply organization Ideas

by admin June 12, 2018

by admin June 12, 2018

Top 30 Craft Supply organization Ideas .Organizing your kitchen area items put on t need to be…
Bachelorette Party Ideas
The 22 Best Ideas for Low Key Bachelorette Party Ideas

by admin June 12, 2018

by admin June 12, 2018

The 22 Best Ideas for Low Key Bachelorette Party Ideas .If you’re looking for out-of-the-box bachelorette party…
Birthday Gift Inspirations
Top 24 60th Birthday Gift Ideas for Men

by admin June 12, 2018

by admin June 12, 2018

Top 24 60th Birthday Gift Ideas for Men . Sure, you can select something cool down off…
Best St. Patrick Day Ideas
The 22 Best Ideas for St Patrick's Day Quote

by admin June 12, 2018

by admin June 12, 2018

The 22 Best Ideas for St Patrick&#039;s Day Quote .The majority of individuals anticipate to obtain presents…
Anniversary Quotes
The Best Ideas for 3rd Anniversary Quotes

by admin June 12, 2018

by admin June 12, 2018

The Best Ideas for 3rd Anniversary Quotes . Anniversary quotes to cherish as well as rejoice all…
Birthday Card Ideas
22 Best Homemade Birthday Cards for Dad

by admin June 12, 2018

by admin June 12, 2018

22 Best Homemade Birthday Cards for Dad . Make your birthday celebration greeting attract attention when you…
Coloring Pages For Girls
The Best Ideas for Mlp Equestria Girls Coloring Pages

by admin June 12, 2018

by admin June 12, 2018

The Best Ideas for Mlp Equestria Girls Coloring Pages .Coloring is a very enjoyable for all ages:…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?