Home, Family, Style and Art Ideas

DIY Wedding Ideas
The 21 Best Ideas for Diy Wedding Hanger

by admin July 12, 2018

by admin July 12, 2018

The 21 Best Ideas for Diy Wedding Hanger . Get motivated with DIY wedding event projects for…
Coloring Pages For Toddlers
20 Best Ideas Halloween Coloring Pages for toddlers

by admin July 12, 2018

by admin July 12, 2018

20 Best Ideas Halloween Coloring Pages for toddlers .My children use (and also delight in) the coloring…
Nail Colors
Best 22 Nail Colors Tumblr

by admin July 12, 2018

by admin July 12, 2018

Best 22 Nail Colors Tumblr .When considering the colder season, you might safely forecast that the projection…
Best Valentines Day Ideas
The Best Valentines Day Photography Ideas

by admin July 12, 2018

by admin July 12, 2018

The Best Valentines Day Photography Ideas .Yes, the beautiful day is close. I mean Valentines Day. Several…
Living Room Ideas
25 Extraordinary Rustic Curtains for Living Room

by admin July 11, 2018

by admin July 11, 2018

25 Extraordinary Rustic Curtains for Living Room .Let the light in with these imaginative shed curtains. Beautify…
Bedroom Ideas
21 Lovely Ikea Small Bathroom

by admin July 11, 2018

by admin July 11, 2018

21 Lovely Ikea Small Bathroom .If your shower room does not have an integrated vanity, opt for…
Retirement Party Ideas
22 Of the Best Ideas for Coworker Retirement Party Ideas

by admin July 11, 2018

by admin July 11, 2018

22 Of the Best Ideas for Coworker Retirement Party Ideas . To prepare a retirement party, beginning…
Graduation Gift Ideas
The Best Ideas for 8th Grade Graduation Gift Ideas for son

by admin July 11, 2018

by admin July 11, 2018

The Best Ideas for 8th Grade Graduation Gift Ideas for son .Whether your secondary school graduate is…
Thanksgiving Quotes
Top 30 Thanksgiving Quotes Charlie Brown

by admin July 11, 2018

by admin July 11, 2018

Top 30 Thanksgiving Quotes Charlie Brown .”Satisfaction kills thanksgiving, yet a humble mind is the soil out…
Gift Ideas For Boys
23 Best Gift Ideas for Twin Boys

by admin July 11, 2018

by admin July 11, 2018

23 Best Gift Ideas for Twin Boys . This gift is part toy, component scientific research lesson.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?