Home, Family, Style and Art Ideas

Landscape Ideas
21 Exellent Landscape Timbers for Fence Post

by admin August 9, 2018

by admin August 9, 2018

21 Exellent Landscape Timbers for Fence Post .The old expression “Great fencings make good neighbors” is real,…
Holiday Party Ideas
The 21 Best Ideas for Holiday Party Recipe Ideas

by admin August 9, 2018

by admin August 9, 2018

The 21 Best Ideas for Holiday Party Recipe Ideas . Have you began believing about your firm’s…
DIY Craft for Preschoolers Ideas
The 25 Best Ideas for Preschool Crafts Activities

by admin August 9, 2018

by admin August 9, 2018

The 25 Best Ideas for Preschool Crafts Activities . Since springtime is the time for renewal as…
DIY Kit Ideas
The Best Ideas for Diy Bumper Kits ford

by admin August 8, 2018

by admin August 8, 2018

The Best Ideas for Diy Bumper Kits ford .Lacking alternative techniques of fire lights, the Zippo Emergency…
Best Labor Day Ideas
24 Best Labor Day Funny Quotes

by admin August 8, 2018

by admin August 8, 2018

24 Best Labor Day Funny Quotes .As the first Monday of September grows better, the prepare for…
Dinner Party Ideas
The 24 Best Ideas for Dinner Party Decorating Ideas

by admin August 8, 2018

by admin August 8, 2018

The 24 Best Ideas for Dinner Party Decorating Ideas . Can I take out all the quits,…
Pins
Top 23 Pins On Denim Jacket

by admin August 8, 2018

by admin August 8, 2018

Top 23 Pins On Denim Jacket .Sparkling crystals embellish these enjoys costume fashion jewelry brooch pins so…
Best Memorial Day Ideas
The Best Ideas for Christian Memorial Day Quotes

by admin August 8, 2018

by admin August 8, 2018

The Best Ideas for Christian Memorial Day Quotes .Memorial Day is a special celebration in which we…
Best Gift Ideas
The top 21 Ideas About Best Gift Ideas for Coworkers

by admin August 8, 2018

by admin August 8, 2018

The top 21 Ideas About Best Gift Ideas for Coworkers .To the perfect coffee lover, java is…
Baking Recipes
The Best Ideas for Easy No Bake Peanut butter Pie

by admin August 8, 2018

by admin August 8, 2018

The Best Ideas for Easy No Bake Peanut butter Pie .Baking Recipes Browse our extensive collection of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?