Home, Family, Style and Art Ideas

Glitter Nails
The top 25 Ideas About Glitter Fade Nails

by admin September 6, 2018

by admin September 6, 2018

The top 25 Ideas About Glitter Fade Nails .For nails that beam brighter than Bellatrix’s vault at…
Long Hairstyles
The Best Ideas for Hairstyles for Oblong Face

by admin September 6, 2018

by admin September 6, 2018

The Best Ideas for Hairstyles for Oblong Face .It is likewise crucial, specifically with long hair since…
Wedding Cakes
The 23 Best Ideas for Pearl Wedding Cakes

by admin September 6, 2018

by admin September 6, 2018

The 23 Best Ideas for Pearl Wedding Cakes .There are a variety of dishes for making butter…
Anklets
Top 20 Diamond Anklet Bracelets

by admin September 5, 2018

by admin September 5, 2018

Top 20 Diamond Anklet Bracelets .In the modern times, there are not numerous indicators regarding to bracelets.…
Best Summer Ideas
The Best Ideas for Summer Activities for School Agers

by admin September 5, 2018

by admin September 5, 2018

The Best Ideas for Summer Activities for School Agers .Lots of schools around the nation are out…
Wedding Dresses
20 Ideas for Gray Wedding Dress

by admin September 4, 2018

by admin September 4, 2018

20 Ideas for Gray Wedding Dress .Wedding celebration dress spending plans are rarely ever before precise. Attempt…
Best St. Patrick Day Ideas
22 Best Ideas St Patrick's Day Baby Photo Ideas

by admin September 4, 2018

by admin September 4, 2018

22 Best Ideas St Patrick&#039;s Day Baby Photo Ideas .The Irish aren’t much like individuals that Irish…
Christmas Party Ideas
Best 25 Office Christmas Party Decoration Ideas

by admin September 4, 2018

by admin September 4, 2018

Best 25 Office Christmas Party Decoration Ideas .If you wish to host the best holiday bash on…
Romantic Quotes
23 Of the Best Ideas for Romantic Morning Quotes for Her

by admin September 4, 2018

by admin September 4, 2018

23 Of the Best Ideas for Romantic Morning Quotes for Her . In this collection you will…
Wedding Gift Ideas
Top 20 Gift Ideas for Bride On Wedding Day From Groom

by admin September 4, 2018

by admin September 4, 2018

Top 20 Gift Ideas for Bride On Wedding Day From Groom . And then of course, there…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?