Home, Family, Style and Art Ideas

DIY Craft for Toddlers Ideas
30 Ideas for Diy toddler Platform Bed

by admin August 31, 2018

by admin August 31, 2018

30 Ideas for Diy toddler Platform Bed .Prepare yourself to take arts ‘n’ crafts to the next…
Halloween Party Ideas
Best 23 Party City Halloween Costume Ideas

by admin August 31, 2018

by admin August 31, 2018

Best 23 Party City Halloween Costume Ideas . There are lots of Halloween party themes to choose…
Party Food Ideas
24 Best Ideas Food Ideas for One Year Old Birthday Party

by admin August 31, 2018

by admin August 31, 2018

24 Best Ideas Food Ideas for One Year Old Birthday Party .@[Chips and also dip is always…
DIY Craft for Adult Ideas
Top 20 Diy Adult Fairy Costume

by admin August 31, 2018

by admin August 31, 2018

Top 20 Diy Adult Fairy Costume .I love sharing tutorials as well as developing craft ideas for…
Baby Shower Party
25 Ideas for Party City Baby Invitations

by admin August 31, 2018

by admin August 31, 2018

25 Ideas for Party City Baby Invitations .The child shower is a household’s very first chance to…
Earrings
Best 24 Dangling Pearl Earrings

by admin August 31, 2018

by admin August 31, 2018

Best 24 Dangling Pearl Earrings .Jewelry for females resemble flavors for food. They make your face look…
Pins
Best 23 Pins Png

by admin August 31, 2018

by admin August 31, 2018

Best 23 Pins Png .There s no much better method to cheer up your collar than with…
Kitchen Ideas
35 Gorgeous Blue Kitchen Wall Decor

by admin August 30, 2018

by admin August 30, 2018

35 Gorgeous Blue Kitchen Wall Decor .The feature of a wall cupboard and also layer rack combination…
Boys Hairstyle
23 Best Ideas Curly Hairstyles for Boys

by admin August 30, 2018

by admin August 30, 2018

23 Best Ideas Curly Hairstyles for Boys .Young boy celebs have a wide range of cuts and…
Coloring Pages For Girls
25 Best Coloring Book Pages for Teenage Girls

by admin August 30, 2018

by admin August 30, 2018

25 Best Coloring Book Pages for Teenage Girls .Coloring is an extremely enjoyable for any ages: for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?