Home, Family, Style and Art Ideas

Wedding Dresses
20 Best Great Gatsby Wedding Dress

by admin June 17, 2018

by admin June 17, 2018

20 Best Great Gatsby Wedding Dress .There are a lot of wedding information that you require to…
Lamb Recipes
24 Best Lamb and Beef Meatloaf

by admin June 17, 2018

by admin June 17, 2018

24 Best Lamb and Beef Meatloaf .The spiced lamb in these packed pita pockets goes completely with…
Glitter Nails
The 25 Best Ideas for Glitter Acrylic Nails

by admin June 17, 2018

by admin June 17, 2018

The 25 Best Ideas for Glitter Acrylic Nails .Glitter may make you reflect to doing crafts in…
Baby Shower Gift Ideas
30 Ideas for Christmas Gift Ideas for 6 Month Baby Girl

by admin June 17, 2018

by admin June 17, 2018

30 Ideas for Christmas Gift Ideas for 6 Month Baby Girl .It s a creature, it s…
Nail Ideas
The top 23 Ideas About Full Set Nail Ideas

by admin June 16, 2018

by admin June 16, 2018

The top 23 Ideas About Full Set Nail Ideas .There are the classics, like pumpkins as well…
Graduation Gift Ideas
25 Best Ideas for A High School Graduation Gift

by admin June 16, 2018

by admin June 16, 2018

25 Best Ideas for A High School Graduation Gift . It’s the perfect gift they can pop…
Coloring Pages For Boys
The top 30 Ideas About Coloring Pages for Girls and Boys

by admin June 16, 2018

by admin June 16, 2018

The top 30 Ideas About Coloring Pages for Girls and Boys .Kids do not sob. They are…
Mermaid Party Ideas
The 20 Best Ideas for Pirate and Mermaid Party Ideas

by admin June 16, 2018

by admin June 16, 2018

The 20 Best Ideas for Pirate and Mermaid Party Ideas . This mermaid pattern has legs. (In…
Coloring Pages for Children
The top 21 Ideas About Sugar Skull Coloring Pages for Kids

by admin June 16, 2018

by admin June 16, 2018

The top 21 Ideas About Sugar Skull Coloring Pages for Kids .This is remarkable! Thank you for…
Best Cinco de Mayo Ideas
22 Best Cinco De Mayo Party Food

by admin June 16, 2018

by admin June 16, 2018

22 Best Cinco De Mayo Party Food .One more smart suggestion is to take a bottle of…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?