Home, Family, Style and Art Ideas

Wedding Gifts
The Best 25th Wedding Anniversary Gift Ideas for Friends

by admin August 4, 2018

by admin August 4, 2018

The Best 25th Wedding Anniversary Gift Ideas for Friends .You can Send your best dreams with an…
Long Hairstyles
23 Best Ideas Pictures Of Long Shag Haircuts

by admin August 4, 2018

by admin August 4, 2018

23 Best Ideas Pictures Of Long Shag Haircuts .Most notably with lengthy hairstyles, you have to protect…
Prom Hairstyles
The 21 Best Ideas for Hairstyles for Prom Up

by admin August 4, 2018

by admin August 4, 2018

The 21 Best Ideas for Hairstyles for Prom Up .You likewise have to consider the form of…
Best 4th of July Ideas
The Best Ideas for Fourth Of July Party Favors

by admin August 4, 2018

by admin August 4, 2018

The Best Ideas for Fourth Of July Party Favors .First off, you have the advantage of the…
Wedding Rings
The Best Ideas for Male Wedding Ring

by admin August 4, 2018

by admin August 4, 2018

The Best Ideas for Male Wedding Ring .Wedding event rings come in a number of various materials.…
Fathers Day Gift Ideas
The Best Fathers Day Handmade Gift Ideas

by admin August 4, 2018

by admin August 4, 2018

The Best Fathers Day Handmade Gift Ideas . Assist him take care of his skin with this…
Gender Reveal Party Ideas
20 Best Ideas Gender Party Gift Ideas

by admin August 4, 2018

by admin August 4, 2018

20 Best Ideas Gender Party Gift Ideas . I was at a sex expose party that was…
Inspirational Quotes
Top 24 Inspirational Quotes for Inmates

by admin August 4, 2018

by admin August 4, 2018

Top 24 Inspirational Quotes for Inmates . Right here’s the ideal inspiring quotes we’ve seen to make…
Prom Hairstyles
The Best Ideas for Prom Hairstyles Bun

by admin August 4, 2018

by admin August 4, 2018

The Best Ideas for Prom Hairstyles Bun .Each time senior prom season comes around, everyone is worried…
Italian Recipes
The Best Ideas for Low Carb Italian Recipes

by admin August 3, 2018

by admin August 3, 2018

The Best Ideas for Low Carb Italian Recipes .Do you love Italian food? Since I sure do!…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?