Home, Family, Style and Art Ideas

Wedding Dresses
20 Of the Best Ideas for Givenchy Wedding Dress

by admin June 19, 2018

by admin June 19, 2018

20 Of the Best Ideas for Givenchy Wedding Dress .Wedding event outfit budget plans are hardly ever…
Wedding Gifts
24 Of the Best Ideas for Wedding Gifts for attendants

by admin June 19, 2018

by admin June 19, 2018

24 Of the Best Ideas for Wedding Gifts for attendants .You can Send your ideal wishes with…
Best Thanksgiving Ideas
Best 24 Prek Thanksgiving Crafts

by admin June 18, 2018

by admin June 18, 2018

Best 24 Prek Thanksgiving Crafts .Thanksgiving is around the corner, and you have just finished commemorating Halloween;…
Love Quotes
The Best Growing Love Quotes

by admin June 18, 2018

by admin June 18, 2018

The Best Growing Love Quotes . If the love holds true and predestined to be, after that…
Lighting Ideas
22 Insanely Chic Fixer Upper Kitchen Lighting

by admin June 18, 2018

by admin June 18, 2018

22 Insanely Chic Fixer Upper Kitchen Lighting .If you wish to update your food preparation space without…
DIY Kit Ideas
23 Of the Best Ideas for Diy Ar 15 Kits

by admin June 18, 2018

by admin June 18, 2018

23 Of the Best Ideas for Diy Ar 15 Kits .Lacking alternate approaches of fire lights, the…
Birthday Decoration Ideas
The top 23 Ideas About Birthday Table Decoration

by admin June 18, 2018

by admin June 18, 2018

The top 23 Ideas About Birthday Table Decoration . When it comes to birthdays, you don’t constantly…
Leadership Quotes
The top 22 Ideas About Women In Leadership Quote

by admin June 18, 2018

by admin June 18, 2018

The top 22 Ideas About Women In Leadership Quote .When you’re in the trenches of leading groups…
Best Spring Ideas
23 Best Spring Ideas for Children

by admin June 18, 2018

by admin June 18, 2018

23 Best Spring Ideas for Children .To assist you draw off the right look, right here are…
Bob Hairstyles
Best 20 Katie Holmes Bob Hair Cut

by admin June 18, 2018

by admin June 18, 2018

Best 20 Katie Holmes Bob Hair Cut .Amongst all the current fads in hairstyles bob cut has…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?