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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
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      • Bob Hairstyles
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      • Best 4th of July Ideas
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  • Recipes for Kids

    The Best Puree Recipes for Baby

    by admin August 29, 2018
    by admin August 29, 2018

    The Best Puree Recipes for Baby .When it comes time to consume, youngsters are totally uncertain they…

  • Thanksgiving Recipes

    30 Best Ideas Kroger Thanksgiving Dinners 2020

    by admin August 29, 2018
    by admin August 29, 2018

    30 Best Ideas Kroger Thanksgiving Dinners 2020 .I don’t understand the amount of times I made that…

  • DIY Costume Ideas

    35 Best Ideas Diy Egyptian Goddess Costume

    by admin August 28, 2018
    by admin August 28, 2018

    35 Best Ideas Diy Egyptian Goddess Costume . Wear this Meme-inspired outfit to your Halloween celebration to…

  • Low Fat Recipes

    22 Best Low Carb Low Fat Crock Pot Recipes

    by admin August 28, 2018
    by admin August 28, 2018

    22 Best Low Carb Low Fat Crock Pot Recipes .Removing hydrogenated fats can reduce your cholesterol, so…

  • Best Passover Ideas

    Top 24 Gifts for Passover

    by admin August 28, 2018
    by admin August 28, 2018

    Top 24 Gifts for Passover .Passover is a time for connecting to those whom you hold most…

  • Birthday Decoration Ideas

    The 23 Best Ideas for Cake Decorating Birthday Party

    by admin August 28, 2018
    by admin August 28, 2018

    The 23 Best Ideas for Cake Decorating Birthday Party . That’s why Event City offers a big…

  • Birthday Quote Ideas

    The top 35 Ideas About Sex and the City Birthday Quotes

    by admin August 28, 2018
    by admin August 28, 2018

    The top 35 Ideas About Sex and the City Birthday Quotes . These birthday quotes are a…

  • Holiday Party Ideas

    21 Best Company Holiday Party Game Ideas

    by admin August 28, 2018
    by admin August 28, 2018

    21 Best Company Holiday Party Game Ideas . A holiday celebration that captivates inside out is one…

  • Best St. Patrick Day Ideas

    22 Best Traditional St Patrick's Day Food

    by admin August 28, 2018
    by admin August 28, 2018

    22 Best Traditional St Patrick's Day Food .The surprise aspect. Many people anticipate to receive presents on…

  • DIY Outdoor Ideas

    The Best Diy Outdoor Crafts

    by admin August 28, 2018
    by admin August 28, 2018

    The Best Diy Outdoor Crafts .Summer is the period for delighting in every little thing outdoors and…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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