Home, Family, Style and Art Ideas

Bathroom Ideas
30 Amazing Moen Bathroom Shower Faucets

by admin August 9, 2018

by admin August 9, 2018

30 Amazing Moen Bathroom Shower Faucets .If you are seeking a means to improve a home builder…
Wedding Nails
20 Best Nail Designs for Weddings

by admin August 9, 2018

by admin August 9, 2018

20 Best Nail Designs for Weddings .Your wedding will likely be one of the most essential day…
DIY Craft for Kids Ideas
Best 20 Diy Mask for Kids

by admin August 9, 2018

by admin August 9, 2018

Best 20 Diy Mask for Kids .Looking for fun crafts to try with your grandchildren and kids?…
Little Girl Hairstyles
Best 20 2 Year Old Little Girl Hairstyles

by admin August 9, 2018

by admin August 9, 2018

Best 20 2 Year Old Little Girl Hairstyles .For little women with tool hair lengths you have…
Coloring Pages For Kids
Top 25 Coloring Pages Fish for Kids

by admin August 9, 2018

by admin August 9, 2018

Top 25 Coloring Pages Fish for Kids . Maintain children active as well as creative anywhere, anytime,…
Landscape Ideas
21 Exellent Landscape Timbers for Fence Post

by admin August 9, 2018

by admin August 9, 2018

21 Exellent Landscape Timbers for Fence Post .The old expression “Great fencings make good neighbors” is real,…
Holiday Party Ideas
The 21 Best Ideas for Holiday Party Recipe Ideas

by admin August 9, 2018

by admin August 9, 2018

The 21 Best Ideas for Holiday Party Recipe Ideas . Have you began believing about your firm’s…
DIY Craft for Preschoolers Ideas
The 25 Best Ideas for Preschool Crafts Activities

by admin August 9, 2018

by admin August 9, 2018

The 25 Best Ideas for Preschool Crafts Activities . Since springtime is the time for renewal as…
DIY Kit Ideas
The Best Ideas for Diy Bumper Kits ford

by admin August 8, 2018

by admin August 8, 2018

The Best Ideas for Diy Bumper Kits ford .Lacking alternative techniques of fire lights, the Zippo Emergency…
Best Labor Day Ideas
24 Best Labor Day Funny Quotes

by admin August 8, 2018

by admin August 8, 2018

24 Best Labor Day Funny Quotes .As the first Monday of September grows better, the prepare for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?