Home, Family, Style and Art Ideas

DIY Crafts for Kids
The 22 Best Ideas for Quick Easy Crafts for Kids

by admin June 22, 2018

by admin June 22, 2018

The 22 Best Ideas for Quick Easy Crafts for Kids .Let your budding scientist develop one or…
Coloring Pages For Boys
Top 30 Boys and Girls Coloring Pages

by admin June 22, 2018

by admin June 22, 2018

Top 30 Boys and Girls Coloring Pages . Coloring pages the simplest means to relax your kid.…
Birthday Party Inspirations
The 30 Best Ideas for Cat themed Birthday Party

by admin June 22, 2018

by admin June 22, 2018

The 30 Best Ideas for Cat themed Birthday Party .Host the Ultimate Bash with Themed Birthday Celebration…
DIY Organizer Ideas
30 Best Room organization Ideas Diy

by admin June 22, 2018

by admin June 22, 2018

30 Best Room organization Ideas Diy .Organizing your kitchen items don t have to be monotonous. All…
Coloring Pages For Toddlers
The Best Ideas for toddler Christmas Coloring Pages

by admin June 22, 2018

by admin June 22, 2018

The Best Ideas for toddler Christmas Coloring Pages .My kids make use of (and take pleasure in)…
Graduation Quotes
Best 20 Great Graduation Quotes

by admin June 21, 2018

by admin June 21, 2018

Best 20 Great Graduation Quotes . FunnyGraduation is a solemn as well as ceremonious rite of passage,…
Christmas Quotes
The top 21 Ideas About Christmas Quotes for Her

by admin June 21, 2018

by admin June 21, 2018

The top 21 Ideas About Christmas Quotes for Her .In the days leading up to Xmas, it…
Birthday Gift Inspirations
24 Ideas for Birthday Gifts for Her

by admin June 21, 2018

by admin June 21, 2018

24 Ideas for Birthday Gifts for Her . Sure, your birthday girl enjoys her share of cake…
Kids Room Ideas
23 Excellent Lamp Shades for Kids Room

by admin June 21, 2018

by admin June 21, 2018

23 Excellent Lamp Shades for Kids Room .Children’ areas ought to teem with youngsters s furnishings. A…
Beach Wedding
Best 23 Simple Beach Wedding

by admin June 21, 2018

by admin June 21, 2018

Best 23 Simple Beach Wedding .That said, if you re having a smaller beach wedding event (fifty…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?