Home, Family, Style and Art Ideas

Coloring Pages For Boys
Top 30 Boys Christmas Coloring Pages

by admin June 22, 2018

by admin June 22, 2018

Top 30 Boys Christmas Coloring Pages .Boys are likewise united in their life’s interests. To get a…
Unicorn Party Ideas
35 Of the Best Ideas for Rainbow and Unicorn Party Ideas

by admin June 22, 2018

by admin June 22, 2018

35 Of the Best Ideas for Rainbow and Unicorn Party Ideas .@[If you’re searching for unicorn party…
Best Summer Ideas
The 21 Best Ideas for Summer Educational Activities

by admin June 22, 2018

by admin June 22, 2018

The 21 Best Ideas for Summer Educational Activities .We are well right into summer season as well…
Halloween Party Ideas
Best 23 Halloween Party Ideas for 10 Year Olds

by admin June 22, 2018

by admin June 22, 2018

Best 23 Halloween Party Ideas for 10 Year Olds . There are plenty of Halloween party themes…
DIY Crafts for Kids
The Best Ideas for Diy Kids Zombie Costume

by admin June 22, 2018

by admin June 22, 2018

The Best Ideas for Diy Kids Zombie Costume .Young children need to be focused on straightforward activities…
Best Halloween Ideas
Best 23 Mickey's Not so Scary Halloween Party Hours

by admin June 22, 2018

by admin June 22, 2018

Best 23 Mickey&#039;s Not so Scary Halloween Party Hours .For the costume shopping you might need to…
Baby Shower Gifts
The Best Sterling Silver Baby Gifts

by admin June 22, 2018

by admin June 22, 2018

The Best Sterling Silver Baby Gifts .At the end of most showers, nonetheless, brand-new mother and fathers…
Stir Fry Recipes
The top 22 Ideas About Ground Beef and Vegetable Stir Fry

by admin June 22, 2018

by admin June 22, 2018

The top 22 Ideas About Ground Beef and Vegetable Stir Fry .Hi ! I made this stir-fry…
Christmas Quotes
Best 21 C.s.lewis Christmas Quotes

by admin June 22, 2018

by admin June 22, 2018

Best 21 C.s.lewis Christmas Quotes . ” Nor is it the spirit of those Christians – alas,…
Gifts for Kids
22 Best Children Birthday Gift

by admin June 22, 2018

by admin June 22, 2018

22 Best Children Birthday Gift .We likewise have gifts for teen young boys as well as teen…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?