Home, Family, Style and Art Ideas

Thank You Gift Ideas
The Best Referral Thank You Gift Ideas

by admin September 7, 2018

by admin September 7, 2018

The Best Referral Thank You Gift Ideas . If you’re seeking a terrific gift to state ‘Thank…
DIY Gift Ideas
30 Best Ideas Diy Gifts with Mason Jars

by admin September 7, 2018

by admin September 7, 2018

30 Best Ideas Diy Gifts with Mason Jars . Yet there is an additional means! You can…
Bathroom Ideas
20 Best Colors for A Bathroom

by admin September 7, 2018

by admin September 7, 2018

20 Best Colors for A Bathroom .Before picking washroom color schemes, it s an excellent suggestion to…
Leadership Quotes
22 Best Ideas Presidential Quotes On Leadership

by admin September 7, 2018

by admin September 7, 2018

22 Best Ideas Presidential Quotes On Leadership .When you’re in the trenches of leading teams as well…
Best Fathers Day Ideas
Top 20 Walmart Fathers Day Gifts

by admin September 7, 2018

by admin September 7, 2018

Top 20 Walmart Fathers Day Gifts .It’s specifically why it’s up to you to provide your hubby…
Game Day Recipes
The Best Ideas for Recipes for Cornish Game Hens

by admin September 7, 2018

by admin September 7, 2018

The Best Ideas for Recipes for Cornish Game Hens .I have 2 troubles with printing out your…
Nail Ideas
The Best Black Nail Ideas

by admin September 7, 2018

by admin September 7, 2018

The Best Black Nail Ideas .Once the brilliant white shades of summer have actually disappeared from our…
Glitter Nails
25 Ideas for Blue Glitter Nails

by admin September 7, 2018

by admin September 7, 2018

25 Ideas for Blue Glitter Nails .Radiance could make you think back to doing crafts in primary…
Family Quotes
The Best Ideas for Quotes About Family and Love

by admin September 7, 2018

by admin September 7, 2018

The Best Ideas for Quotes About Family and Love . Household Quotes app is a significant collection…
Boys Hairstyle
The top 23 Ideas About Fuck Boy Hair Cut

by admin September 7, 2018

by admin September 7, 2018

The top 23 Ideas About Fuck Boy Hair Cut .Mainstream society has attempted to replicate star hairstyles…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?