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Recipes for Kids
25 Of the Best Ideas for Baby Recipes 1 Year Old

by admin July 21, 2018

by admin July 21, 2018

25 Of the Best Ideas for Baby Recipes 1 Year Old .When it comes time to consume,…
Beautiful Nails
20 Of the Best Ideas for Pretty Nails Hours

by admin July 21, 2018

by admin July 21, 2018

20 Of the Best Ideas for Pretty Nails Hours .Our expert and welcoming team make it their…
Kids Hairstyle Ideas
The 23 Best Ideas for Baby Boy Hair Products

by admin July 21, 2018

by admin July 21, 2018

The 23 Best Ideas for Baby Boy Hair Products .This spiky appearance absolutely fits the costs if…
Best Gift Ideas
21 Of the Best Ideas for Best Man Gift Ideas From Groom

by admin July 21, 2018

by admin July 21, 2018

21 Of the Best Ideas for Best Man Gift Ideas From Groom . Obtain a pair of…
Coloring Pages For Kids
25 Ideas for Lilt Kids Coloring Books

by admin July 21, 2018

by admin July 21, 2018

25 Ideas for Lilt Kids Coloring Books . Maintain youngsters busy and imaginative anywhere, anytime, with tinting…
Coloring Pages For Toddlers
20 Best Ideas Boat Coloring Pages for toddlers

by admin July 21, 2018

by admin July 21, 2018

20 Best Ideas Boat Coloring Pages for toddlers .I m an initial quality educator. For imagination, I…
Fathers Day Gift Ideas
Top 22 Father Inlaw Gift Ideas

by admin July 20, 2018

by admin July 20, 2018

Top 22 Father Inlaw Gift Ideas . If your daddy is everything about creating the best playlist…
Birthday Quotes Inspirations
The top 25 Ideas About 22nd Birthday Quotes

by admin July 20, 2018

by admin July 20, 2018

The top 25 Ideas About 22nd Birthday Quotes . Birthday celebration quotes can be used inside a…
Mermaid Party Ideas
20 Best Mermaid themed Party Ideas

by admin July 20, 2018

by admin July 20, 2018

20 Best Mermaid themed Party Ideas . This mermaid fad has legs. (So to speak.) And that…
Mushrooms Recipes
The Best Mushroom Bruschetta Recipe

by admin July 20, 2018

by admin July 20, 2018

The Best Mushroom Bruschetta Recipe .Mushrooms add a wonderful natural flavour to mouth-watering recipes. We have recipes…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?