Home, Family, Style and Art Ideas

Black Hairstyles
Top 22 Braid Updo Hairstyles for Black Hair

by admin June 24, 2018

by admin June 24, 2018

Top 22 Braid Updo Hairstyles for Black Hair .The natural black hairstyle – the all-natural appearance is…
Sauce Recipes
20 Best Steak Diane Sauces

by admin June 24, 2018

by admin June 24, 2018

20 Best Steak Diane Sauces .If you find ramps at your regional farmer’s market, make this ramp…
Christmas Gift Ideas
The Best Ideas for First Christmas together Gift Ideas

by admin June 24, 2018

by admin June 24, 2018

The Best Ideas for First Christmas together Gift Ideas . Whether you’re just starting to shop for…
Inspirational Quotes
The 24 Best Ideas for Inspirational Adventure Quotes

by admin June 24, 2018

by admin June 24, 2018

The 24 Best Ideas for Inspirational Adventure Quotes . Below’s the finest inspirational quotes we’ve seen to…
Kitchen Ideas
23 Pretty White Labs Kitchen and Tap

by admin June 24, 2018

by admin June 24, 2018

23 Pretty White Labs Kitchen and Tap .This superb contrast is completed by the wood color counter…
Wedding Cakes
23 Best Ideas 50th Wedding Cakes

by admin June 24, 2018

by admin June 24, 2018

23 Best Ideas 50th Wedding Cakes .One of things that you might have been considering given that…
Wedding Rings
The top 22 Ideas About Affordable Wedding Rings for Him and Her

by admin June 24, 2018

by admin June 24, 2018

The top 22 Ideas About Affordable Wedding Rings for Him and Her .Much thought is provided right…
Nail Colors
The Best Trending Nail Colors

by admin June 23, 2018

by admin June 23, 2018

The Best Trending Nail Colors .Juicy reds are soaring up the style charts this autumn. But why…
Kitchen Ideas
20 Smart Covered Outdoor Kitchen Structures

by admin June 23, 2018

by admin June 23, 2018

20 Smart Covered Outdoor Kitchen Structures . When the weather is warm and pleasant, there is absolutely…
Gender Reveal Party Ideas
Best 20 Baby Gender Reveal Party Ideas Pinterest

by admin June 23, 2018

by admin June 23, 2018

Best 20 Baby Gender Reveal Party Ideas Pinterest . I was at a gender reveal party that…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?