Home, Family, Style and Art Ideas

Halloween Party Ideas
The top 23 Ideas About Halloween Class Party Ideas Kindergarten

by admin September 13, 2018

by admin September 13, 2018

The top 23 Ideas About Halloween Class Party Ideas Kindergarten .Trick-or-treating and also drawing with each other…
Birthday Decoration Ideas
The top 23 Ideas About Alice In Wonderland Birthday Decorations

by admin September 13, 2018

by admin September 13, 2018

The top 23 Ideas About Alice In Wonderland Birthday Decorations . Host the Ultimate Celebration with Themed…
Gender Reveal Party Ideas
The 20 Best Ideas for Cool Gender Reveal Party Ideas

by admin September 12, 2018

by admin September 12, 2018

The 20 Best Ideas for Cool Gender Reveal Party Ideas .Among one of the most exciting components…
Sandwich Recipes
The top 35 Ideas About Hot Turkey Sandwiches for A Crowd

by admin September 12, 2018

by admin September 12, 2018

The top 35 Ideas About Hot Turkey Sandwiches for A Crowd .This sandwich will certainly put all…
Birthday Party Inspirations
30 Of the Best Ideas for Party Ideas for 50th Birthday

by admin September 11, 2018

by admin September 11, 2018

30 Of the Best Ideas for Party Ideas for 50th Birthday . Discover Birthday Event Supplies, consisting…
Printable Coloring Pages
The top 21 Ideas About Fall Printables Coloring Pages

by admin September 11, 2018

by admin September 11, 2018

The top 21 Ideas About Fall Printables Coloring Pages .Coloring pages the most convenient way to calm…
Lamb Recipes
24 Ideas for Lamb Hot Dogs

by admin September 11, 2018

by admin September 11, 2018

24 Ideas for Lamb Hot Dogs .The spiced lamb in these packed pita pockets goes flawlessly with…
Braid Hairstyles
The 21 Best Ideas for Braids Hairstyles for Kids

by admin September 11, 2018

by admin September 11, 2018

The 21 Best Ideas for Braids Hairstyles for Kids .Providing you don’t have exceptionally short hair like…
Bedroom Ideas
30 Wonderful Rustic Bedroom Ideas

by admin September 10, 2018

by admin September 10, 2018

30 Wonderful Rustic Bedroom Ideas .Transforming your master collection? Incorporating standard shapes with rustic information, this system…
Wedding Shoes
24 Best Ideas Sapphire Blue Wedding Shoes

by admin September 10, 2018

by admin September 10, 2018

24 Best Ideas Sapphire Blue Wedding Shoes .The bride can choose from a variety of bridal or…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?