Home, Family, Style and Art Ideas

Coloring Pages For Toddlers
Best 20 Train Coloring Pages for toddlers

by admin August 17, 2018

by admin August 17, 2018

Best 20 Train Coloring Pages for toddlers .I m a first grade instructor. For imagination, I concur…
Leadership Quotes
Best 22 Leadership Philosophy Quotes

by admin August 17, 2018

by admin August 17, 2018

Best 22 Leadership Philosophy Quotes . ” Leadership is addressing issues. The day soldiers stop bringing you…
DIY Outdoor Ideas
Best 35 Diy Outdoor Movie Screen

by admin August 17, 2018

by admin August 17, 2018

Best 35 Diy Outdoor Movie Screen .Summer season is the season for taking pleasure in everything outdoors…
Christmas Gift Ideas
The top 20 Ideas About Crochet Christmas Gift Ideas

by admin August 17, 2018

by admin August 17, 2018

The top 20 Ideas About Crochet Christmas Gift Ideas .Find the ideal gift for everyone on your…
Birthday Gift Inspirations
The Best Ideas for Birthday Gifts for Women

by admin August 16, 2018

by admin August 16, 2018

The Best Ideas for Birthday Gifts for Women . Sure, you can choose something cool off of…
Mothers Day Quotes
35 Ideas for Quotes for Loss Of Mother

by admin August 16, 2018

by admin August 16, 2018

35 Ideas for Quotes for Loss Of Mother . Mother’s Day arrive on Sunday, Might 12 this…
Rings
21 Ideas for Unique Wedding Rings for Him

by admin August 16, 2018

by admin August 16, 2018

21 Ideas for Unique Wedding Rings for Him .Locate the ruby involvement ring or wedding collection of…
Paleo Recipes
The 22 Best Ideas for Paleo asian Recipes

by admin August 16, 2018

by admin August 16, 2018

The 22 Best Ideas for Paleo asian Recipes .The Paleo Diet additionally almost completely gets rid of…
Panini Recipes
The Best Ideas for Chipotle Chicken Panini Recipes

by admin August 16, 2018

by admin August 16, 2018

The Best Ideas for Chipotle Chicken Panini Recipes .However, in several English-speaking nations, a panini is a…
Best Valentines Day Ideas
The top 20 Ideas About Small Valentines Day Gifts for Him

by admin August 16, 2018

by admin August 16, 2018

The top 20 Ideas About Small Valentines Day Gifts for Him .An outstanding Valentines Day suggestion for…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?