Home, Family, Style and Art Ideas

Christmas Quotes
The Best Ideas for Star Wars Christmas Quotes

by admin November 12, 2023

by admin November 12, 2023

The Best Ideas for Star Wars Christmas Quotes . The Xmas spirit does not beam out in…
Christmas Party Ideas
The Best Ideas for Mexican Christmas Party Ideas

by admin November 12, 2023

by admin November 12, 2023

The Best Ideas for Mexican Christmas Party Ideas .If you intend to hold the most effective vacation…
Easter Party Ideas
30 Best Easter Kids Party Ideas

by admin November 12, 2023

by admin November 12, 2023

30 Best Easter Kids Party Ideas .Whether you have a tiny event or a large family members…
Anniversary Gift Ideas
Best 20 30 Year Anniversary Gift Ideas

by admin November 12, 2023

by admin November 12, 2023

Best 20 30 Year Anniversary Gift Ideas .You love your partner and also you despise them in…
Main Dishes Recipes
The Best Ideas for Greek Main Dishes

by admin November 11, 2023

by admin November 11, 2023

The Best Ideas for Greek Main Dishes .Main Dish Recipes Hundreds of major meal recipes. Follow to…
Bathroom Ideas
21 Excellent Bathroom Wallpaper Borders

by admin November 11, 2023

by admin November 11, 2023

21 Excellent Bathroom Wallpaper Borders .This bold washroom from Paper & Stitch provides us major getaway really…
Boys Hairstyle
23 Best Ideas Boy Hipster Haircuts

by admin November 11, 2023

by admin November 11, 2023

23 Best Ideas Boy Hipster Haircuts .Celebs that clothe even more commonly typically cut their boys’ hair…
Coloring Pages For Toddlers
The 20 Best Ideas for Spring Coloring Pages for toddlers

by admin November 11, 2023

by admin November 11, 2023

The 20 Best Ideas for Spring Coloring Pages for toddlers .I guess I put on t see…
Pressure Cooker Recipes
The 21 Best Ideas for Pressure Cooker Beef soup

by admin November 10, 2023

by admin November 10, 2023

The 21 Best Ideas for Pressure Cooker Beef soup .A pressure cooker is a need to for…
Recipes for Kids
25 Best Ideas Baby Dutch Yellow Potatoes Recipes

by admin November 10, 2023

by admin November 10, 2023

25 Best Ideas Baby Dutch Yellow Potatoes Recipes .When it comes time to consume, youngsters are completely…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?