Home, Family, Style and Art Ideas

Gift Basket Ideas
Best 22 Bath and Body Gift Basket Ideas

by admin June 26, 2018

by admin June 26, 2018

Best 22 Bath and Body Gift Basket Ideas .Naturally, you can fill up a gift basket with…
Kitchen Ideas
20 Sensational Diy Kitchen Remodel Cost

by admin June 26, 2018

by admin June 26, 2018

20 Sensational Diy Kitchen Remodel Cost .Enhance your kitchen flooring plan for food prep and entertaining by…
Funny Birthday Ideas
The 21 Best Ideas for Short Funny Birthday Quotes

by admin June 26, 2018

by admin June 26, 2018

The 21 Best Ideas for Short Funny Birthday Quotes . Welcome to our collection of amusing birthday…
Nail Art
The 21 Best Ideas for Winter Nail Art 2020

by admin June 26, 2018

by admin June 26, 2018

The 21 Best Ideas for Winter Nail Art 2020 .There are the standards, like pumpkins and cute…
Fireplace Ideas
21 Thinks We Can Learn From This Duraflame Electric Fireplace Tv Stand

by admin June 26, 2018

by admin June 26, 2018

21 Thinks We Can Learn From This Duraflame Electric Fireplace Tv Stand .Unlike conventional wood and also…
Printable Coloring Pages
Best 21 Apple Printable Coloring Pages

by admin June 26, 2018

by admin June 26, 2018

Best 21 Apple Printable Coloring Pages . Coloring pages and also printables for children of all agesThe…
Wedding Rings
The Best Ideas for Sapphire Wedding Ring

by admin June 26, 2018

by admin June 26, 2018

The Best Ideas for Sapphire Wedding Ring .Wedding rings can be found in a number of various…
Recipes for Kids
Top 25 6 Months Old Baby Food Recipes

by admin June 26, 2018

by admin June 26, 2018

Top 25 6 Months Old Baby Food Recipes .I love finding brand-new means to combine peanut butter,…
Best Fall Ideas
The Best Ideas for Fall Container Ideas

by admin June 25, 2018

by admin June 25, 2018

The Best Ideas for Fall Container Ideas .@[One of the most touching and glamorous style wedding events…
Cooking for Kids Recipes
The Best Ideas for Desserts for Kids

by admin June 25, 2018

by admin June 25, 2018

The Best Ideas for Desserts for Kids .There’s no doubt about it, children + food preparation =…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?