Home, Family, Style and Art Ideas

Inspirational Quotes
The 24 Best Ideas for Wolf Inspirational Quotes

by admin September 15, 2018

by admin September 15, 2018

The 24 Best Ideas for Wolf Inspirational Quotes .Put life in point of view with with some…
Gift Ideas For Boyfriend
25 Best Ideas 20th Birthday Gift Ideas for Boyfriend

by admin September 15, 2018

by admin September 15, 2018

25 Best Ideas 20th Birthday Gift Ideas for Boyfriend .Perhaps his last gift to you was a…
Best Easter Ideas
The top 25 Ideas About Easter Picture Ideas for Siblings

by admin September 15, 2018

by admin September 15, 2018

The top 25 Ideas About Easter Picture Ideas for Siblings .The majority of people love to enhance…
Chicken Recipes
Top 30 Grilling Chicken Breasts

by admin September 15, 2018

by admin September 15, 2018

Top 30 Grilling Chicken Breasts .I made this today! I pan fried the chicken, looked terrific, however…
Pins
23 Best Ideas Pins Fofos

by admin September 15, 2018

by admin September 15, 2018

23 Best Ideas Pins Fofos .Sparkling crystals adorn these loves costume fashion jewelry brooch pins so they…
Printable Coloring Pages
The top 21 Ideas About Free Printable Camping Coloring Pages

by admin September 15, 2018

by admin September 15, 2018

The top 21 Ideas About Free Printable Camping Coloring Pages .Coloring pages the simplest means to calm…
Bathroom Ideas
24 Beautiful Best Tile for Bathrooms Floor

by admin September 15, 2018

by admin September 15, 2018

24 Beautiful Best Tile for Bathrooms Floor .Initially glimpse, you could just discover the traditional subway floor…
Birthday Recipes
The 23 Best Ideas for Easy Birthday Cake Recipe

by admin September 15, 2018

by admin September 15, 2018

The 23 Best Ideas for Easy Birthday Cake Recipe .Birthday celebrations: A time for singing, balloons, and…
DIY Home Decoration Ideas
The Best Diy Locker Decorations with Household Items

by admin September 15, 2018

by admin September 15, 2018

The Best Diy Locker Decorations with Household Items . The truth that doing a DIY task is…
Easy Hairstyles
The 21 Best Ideas for Cute Easy Homecoming Hairstyles

by admin September 15, 2018

by admin September 15, 2018

The 21 Best Ideas for Cute Easy Homecoming Hairstyles .This hairstyle is basic yet charming. Collect the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?