Home, Family, Style and Art Ideas

Graduation Gift Ideas
25 Of the Best Ideas for High School Graduation Gift Ideas for Sister

by admin September 2, 2018

by admin September 2, 2018

25 Of the Best Ideas for High School Graduation Gift Ideas for Sister .Whether your secondary school…
Mothers Day Gift Ideas
The Best New Mother's Day Gift Ideas

by admin September 2, 2018

by admin September 2, 2018

The Best New Mother&#039;s Day Gift Ideas .The last thing any type of mama wants is a…
Coloring Pages for Children
The 21 Best Ideas for Animal Coloring Pages for Kids

by admin September 2, 2018

by admin September 2, 2018

The 21 Best Ideas for Animal Coloring Pages for Kids .This is incredible! Thanks for sharing this…
Nail Designs
The Best Ideas for Nail Designs for Real Nails

by admin September 2, 2018

by admin September 2, 2018

The Best Ideas for Nail Designs for Real Nails .There are the classics, like pumpkins and also…
Gift Ideas For Boys
23 Best Christmas Gift Ideas for Teenage Boys

by admin September 2, 2018

by admin September 2, 2018

23 Best Christmas Gift Ideas for Teenage Boys . If you ve ever shopped for a gift…
Unicorn Party Ideas
35 Ideas for Mermaid and Unicorn Party Snack Ideas

by admin September 2, 2018

by admin September 2, 2018

35 Ideas for Mermaid and Unicorn Party Snack Ideas .@[If you’re searching for unicorn party ideas, you’ve…
Wedding Flowers
The 23 Best Ideas for Flower Seeds for Wedding Favors

by admin September 2, 2018

by admin September 2, 2018

The 23 Best Ideas for Flower Seeds for Wedding Favors .Step is to locate a professional wedding…
Halloween Party Ideas
The Best Halloween Party Finger Food Ideas

by admin September 1, 2018

by admin September 1, 2018

The Best Halloween Party Finger Food Ideas .Though trick-or-treating and also pulling together the best Halloween costume…
Beautiful Nails
20 Of the Best Ideas for Beautiful Nails Waukegan

by admin September 1, 2018

by admin September 1, 2018

20 Of the Best Ideas for Beautiful Nails Waukegan .Our specialist and inviting group make it their…
Stew Recipes
21 Ideas for Vegetarian Stew Recipes

by admin September 1, 2018

by admin September 1, 2018

21 Ideas for Vegetarian Stew Recipes .I generally make Beef Stew on the stove, yet I’ve been…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?