Home, Family, Style and Art Ideas

Wedding Favors
Top 21 Starfish Wedding Favors

by admin June 27, 2018

by admin June 27, 2018

Top 21 Starfish Wedding Favors .Just how much should you spend on wedding celebration favors? Budget for…
Funny Quotes
25 Best Ideas Funny Devil Quotes

by admin June 27, 2018

by admin June 27, 2018

25 Best Ideas Funny Devil Quotes . I do not think that you can offer the same…
New Year's Recipes
The 25 Best Ideas for New Years Dinner Menu

by admin June 27, 2018

by admin June 27, 2018

The 25 Best Ideas for New Years Dinner Menu .You’ll find enjoyable New Year’s Eve celebration concepts…
Anklets
20 Of the Best Ideas for Anklet Simple

by admin June 27, 2018

by admin June 27, 2018

20 Of the Best Ideas for Anklet Simple .An anklet, likewise called ankle chain, ankle joint arm…
Kids Fashion Ideas
Top 24 1980s Kids Fashion

by admin June 27, 2018

by admin June 27, 2018

Top 24 1980s Kids Fashion .The Ultimate overview to baby clothing Dressing up children can be actually…
Valentines Day Gift Ideas
Best 35 Valentines Day Gift Ideas Guys

by admin June 27, 2018

by admin June 27, 2018

Best 35 Valentines Day Gift Ideas Guys .Store from these thoughtful and budget friendly picks, as well…
Coloring Pages for Children
21 Ideas for Coloring Pages for Children On the Story Of Ruth and Naomi

by admin June 27, 2018

by admin June 27, 2018

21 Ideas for Coloring Pages for Children On the Story Of Ruth and Naomi .Super coloring –…
Kids Room Décor Ideas
23 Best Kids Bunk Room

by admin June 27, 2018

by admin June 27, 2018

23 Best Kids Bunk Room .As children grow up, their room becomes a place for them to…
Holiday Gift Ideas
Best 22 Fun Holiday Gift Exchange Ideas

by admin June 27, 2018

by admin June 27, 2018

Best 22 Fun Holiday Gift Exchange Ideas .Our annual gift overviews intend to make vacation shopping personal,…
Wedding Decorations
The Best Wedding Ceremony Decor

by admin June 27, 2018

by admin June 27, 2018

The Best Wedding Ceremony Decor .Nevertheless, decors require not be so costly and costly. If the wedding…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?