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Home, Family, Style and Art Ideas
  • Home
  • Categories
    • Home Decor
      • Backyard Ideas
      • Bathroom Ideas
      • Bedroom Ideas
      • Fireplace Ideas
      • Garage Ideas
      • Kids Room Ideas
      • Kitchen Ideas
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      • Storage Ideas
    • Hairstyle
      • Anime Hairstyles
      • Black Hairstyles
      • Bob Hairstyles
      • Boys Hairstyle
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      • Best 4th of July Ideas
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  • Best Labor Day Ideas

    Best 24 Labor Day Food Deals

    by admin August 19, 2018
    by admin August 19, 2018

    Best 24 Labor Day Food Deals .A red, blue as well as white theme is the best…

  • Cute Hairstyles

    The Best Cute Short Hairstyles Black Woman

    by admin August 19, 2018
    by admin August 19, 2018

    The Best Cute Short Hairstyles Black Woman .Treating your hair with excellent quality hair shampoos as well…

  • Easter Party Ideas

    Top 30 Easter Party for Kids Ideas

    by admin August 19, 2018
    by admin August 19, 2018

    Top 30 Easter Party for Kids Ideas .Whether you have a small gathering or a big family…

  • Coloring Pages For Girls

    25 Ideas for Printable Coloring Pages for Girls

    by admin August 19, 2018
    by admin August 19, 2018

    25 Ideas for Printable Coloring Pages for Girls . In this category we gathered the best coloring…

  • Party Food Ideas

    24 Of the Best Ideas for Reveal Party Food Ideas

    by admin August 19, 2018
    by admin August 19, 2018

    24 Of the Best Ideas for Reveal Party Food Ideas .@[Chips and dip is constantly a party…

  • DIY Wood Ideas

    21 Of the Best Ideas for Diy Wood Cutting Board

    by admin August 19, 2018
    by admin August 19, 2018

    21 Of the Best Ideas for Diy Wood Cutting Board . If you ve always had a…

  • Gift Ideas For Couples

    20 Best Ideas Gift Ideas for A Couple

    by admin August 18, 2018
    by admin August 18, 2018

    20 Best Ideas Gift Ideas for A Couple . The pair who’s constantly organizing celebrations most likely…

  • DIY Rack Ideas

    Best 24 Diy Repair Cracked Windshield

    by admin August 18, 2018
    by admin August 18, 2018

    Best 24 Diy Repair Cracked Windshield . Extremely trendy. I will do this one day. For the…

  • Mothers Day Quotes

    The top 35 Ideas About Mothers Strength Quotes

    by admin August 18, 2018
    by admin August 18, 2018

    The top 35 Ideas About Mothers Strength Quotes . Mother’s Day arrive on Sunday, Might 12 this…

  • Anniversary Gift Ideas

    20 Best Ideas Creative Anniversary Gift Ideas for Him

    by admin August 18, 2018
    by admin August 18, 2018

    20 Best Ideas Creative Anniversary Gift Ideas for Him .Please your cherished spouse by gifting a lovely…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?




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