Home, Family, Style and Art Ideas

Kids Room Décor Ideas
23 Best Ideas for Kids Rooms

by admin August 13, 2018

by admin August 13, 2018

23 Best Ideas for Kids Rooms .What did your area resemble when you were a kid? We’re…
Valentine's Day Recipes
The Best Ideas for Valentines Recipes Desserts

by admin August 13, 2018

by admin August 13, 2018

The Best Ideas for Valentines Recipes Desserts .Sure, an enchanting dinner is the celebrity of Valentine’s Day,…
Natural Hairstyles
The Best Natural Hairstyles with Bangs

by admin August 13, 2018

by admin August 13, 2018

The Best Natural Hairstyles with Bangs .There are a great deal of contaminants we get from anywhere…
Funny Quotes
25 Ideas for Funny Leap Year Quotes

by admin August 13, 2018

by admin August 13, 2018

25 Ideas for Funny Leap Year Quotes . I do not think that you can offer the…
Beautiful Nails
20 Ideas for Beautiful Nails Broken Arrow

by admin August 13, 2018

by admin August 13, 2018

20 Ideas for Beautiful Nails Broken Arrow .Our unique services include late evenings, commitment systems, exclusive hire,…
Anniversary Gift Ideas
20 Best Ideas 7th Wedding Anniversary Gift Ideas

by admin August 13, 2018

by admin August 13, 2018

20 Best Ideas 7th Wedding Anniversary Gift Ideas .On this day, you realize what a gift it…
Coloring Pages For Kids
Best 25 Kids Coloring Pages Pokemon

by admin August 13, 2018

by admin August 13, 2018

Best 25 Kids Coloring Pages Pokemon .Coloring pages the easiest means to soothe your child. By the…
Fathers Day Gift Ideas
22 Best Ideas Great Father's Day Gift Ideas

by admin August 13, 2018

by admin August 13, 2018

22 Best Ideas Great Father&#039;s Day Gift Ideas . If your father is all about producing the…
Beautiful Nails
The 20 Best Ideas for Beautiful Nails Jonesboro Ar

by admin August 13, 2018

by admin August 13, 2018

The 20 Best Ideas for Beautiful Nails Jonesboro Ar .Beautiful Nails & Body Beauty parlor brings an…
DIY Box Ideas
20 Best Ideas Box Mod Kit Diy

by admin August 13, 2018

by admin August 13, 2018

20 Best Ideas Box Mod Kit Diy . If you enjoy to upcycle then you’re mosting likely…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?