Home, Family, Style and Art Ideas

Coloring Pages For Girls
25 Best Ideas Sports Coloring Pages for Girls

by admin June 28, 2018

by admin June 28, 2018

25 Best Ideas Sports Coloring Pages for Girls .Supercoloring.com is an extremely enjoyable for all ages: for…
Birthday Gift Inspirations
The Best Ideas for Creative Girlfriend Birthday Gift Ideas

by admin June 28, 2018

by admin June 28, 2018

The Best Ideas for Creative Girlfriend Birthday Gift Ideas .Exactly how to Select the Perfect Birthday GiftYes,…
Gift Basket Ideas
The Best Ideas for Making A Coffee Gift Basket

by admin June 28, 2018

by admin June 28, 2018

The Best Ideas for Making A Coffee Gift Basket .Certainly, you can fill a gift basket with…
Beach Party Ideas
Top 35 Beach Party Food Ideas for Adults

by admin June 28, 2018

by admin June 28, 2018

Top 35 Beach Party Food Ideas for Adults .Get hold of some mason jars, load them with…
Halloween Party Ideas
23 Ideas for toddler Halloween Birthday Party Ideas

by admin June 28, 2018

by admin June 28, 2018

23 Ideas for toddler Halloween Birthday Party Ideas . There are plenty of Halloween party styles to…
Mermaid Party Ideas
20 Best Food Ideas for Mermaid Party

by admin June 28, 2018

by admin June 28, 2018

20 Best Food Ideas for Mermaid Party .Mermaids are big with children. In other news, water is…
Storage Ideas
23 Best Window Bench Seat with Storage

by admin June 28, 2018

by admin June 28, 2018

23 Best Window Bench Seat with Storage .Storage space OttomansKeep all your comfortable things tucked away with…
Nail Designs
The Best Nail Designs for Easter

by admin June 27, 2018

by admin June 27, 2018

The Best Nail Designs for Easter .Terrific ready to schedule your following manicure, due to the fact…
Girls Hairstyle
The top 24 Ideas About Kid Girl Hairstyle

by admin June 27, 2018

by admin June 27, 2018

The top 24 Ideas About Kid Girl Hairstyle .There are hundreds of prominent little girl hairstyles that…
Little Girl Hairstyles
20 Of the Best Ideas for Little Girl Hairstyles with Bows

by admin June 27, 2018

by admin June 27, 2018

20 Of the Best Ideas for Little Girl Hairstyles with Bows .Like the dress itself, the easiest…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?