Home, Family, Style and Art Ideas

Coloring Pages for Children
The top 21 Ideas About Christmas Coloring Sheets for Kids

by admin June 28, 2018

by admin June 28, 2018

The top 21 Ideas About Christmas Coloring Sheets for Kids .This is incredible! Thanks for sharing this…
DIY Home Decoration Ideas
Top 22 Beach Decorations Diy

by admin June 28, 2018

by admin June 28, 2018

Top 22 Beach Decorations Diy . Besides the reality that doing a DIY job is cheaper than…
Birthday Quote Ideas
The top 35 Ideas About Birthday Quotes for A Sister

by admin June 28, 2018

by admin June 28, 2018

The top 35 Ideas About Birthday Quotes for A Sister . These birthday celebration quotes are an…
Inspirational Quotes
The top 24 Ideas About Inspirational Wisdom Quotes

by admin June 28, 2018

by admin June 28, 2018

The top 24 Ideas About Inspirational Wisdom Quotes . Below’s the very best motivational quotes we’ve attended…
Backyard Ideas
35 Incredible Backyard Hardscape Design

by admin June 28, 2018

by admin June 28, 2018

35 Incredible Backyard Hardscape Design .A garden isn’t needed for this DIY yard change suggestion! Put down…
Graduation Party Ideas
The 35 Best Ideas for Surgical Tech Graduation Party Ideas

by admin June 28, 2018

by admin June 28, 2018

The 35 Best Ideas for Surgical Tech Graduation Party Ideas .No issue if you consider on your…
Nail Designs
The Best Ideas for Water Marble Nail Designs

by admin June 28, 2018

by admin June 28, 2018

The Best Ideas for Water Marble Nail Designs .There are the classics, like pumpkins and cute deer,…
Best Cinco de Mayo Ideas
The Best Cinco De Mayo Decorations Ideas

by admin June 28, 2018

by admin June 28, 2018

The Best Cinco De Mayo Decorations Ideas .Another creative concept is to take a container of unopened…
Graduation Quotes
20 Ideas for Congratulation On Your Graduation Quotes

by admin June 28, 2018

by admin June 28, 2018

20 Ideas for Congratulation On Your Graduation Quotes . With the flurry of feelings your enjoyed one…
Best Gift Ideas
The top 21 Ideas About Best Gift Wrapping Ideas

by admin June 28, 2018

by admin June 28, 2018

The top 21 Ideas About Best Gift Wrapping Ideas .Roasts are constantly differed, ranging from the commonly…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?