Home, Family, Style and Art Ideas

Paint Ideas
22 Fancy Stripping Deck Paint

by admin October 21, 2018

by admin October 21, 2018

22 Fancy Stripping Deck Paint .Staining a deck can be a large task so select your shade…
Coloring Pages For Girls
25 Best Ideas Disney Coloring Pages for Girls

by admin October 21, 2018

by admin October 21, 2018

25 Best Ideas Disney Coloring Pages for Girls .Supercoloring.com is a very enjoyable for all ages: for…
Best Fathers Day Ideas
The 20 Best Ideas for Fathers Day Bible Quotes

by admin October 20, 2018

by admin October 20, 2018

The 20 Best Ideas for Fathers Day Bible Quotes .Fathers day might be on a Sunday but…
Bachelorette Party Ideas
The Best Bachelorette Party Ideas for Under 21 Bridesmaids

by admin October 20, 2018

by admin October 20, 2018

The Best Bachelorette Party Ideas for Under 21 Bridesmaids .If you’re looking for out-of-the-box bachelorette party ideas,…
DIY Hair Ideas
The top 25 Ideas About Diy Short Hairstyle

by admin October 20, 2018

by admin October 20, 2018

The top 25 Ideas About Diy Short Hairstyle . Using these DIY hair masks will condition your…
Kids Room Ideas
30 Fascinating Fun Outdoor Games for Kids

by admin October 20, 2018

by admin October 20, 2018

30 Fascinating Fun Outdoor Games for Kids .If you are searching for a playhouse that’s modern-day yet…
Bathroom Ideas
20 Smart Bathroom Vanity Paint Colors

by admin October 20, 2018

by admin October 20, 2018

20 Smart Bathroom Vanity Paint Colors .Before determining on washroom shade systems, it s a good suggestion…
Trolls Party Ideas
The Best Trolls Party Ideas for Girl

by admin October 20, 2018

by admin October 20, 2018

The Best Trolls Party Ideas for Girl .Birthday celebration events are only as enjoyable as the crafts,…
Snack Recipes
Top 24 Vegan Snacks Recipe

by admin October 20, 2018

by admin October 20, 2018

Top 24 Vegan Snacks Recipe .There is seriously nothing better than the ideal snack. If you haven’t…
Best Pi Day Ideas
21 Of the Best Ideas for Pi Day Activities Middle School

by admin October 20, 2018

by admin October 20, 2018

21 Of the Best Ideas for Pi Day Activities Middle School .Pi (p) Day Founded in 1988…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?