Home, Family, Style and Art Ideas

Best Cinco de Mayo Ideas
22 Ideas for Cinco De Mayo Party Game

by admin September 20, 2018

by admin September 20, 2018

22 Ideas for Cinco De Mayo Party Game .Mexican food lends itself to large teams, so invite…
DIY Plan Ideas
25 Best Ideas Diy Plank Walls

by admin September 20, 2018

by admin September 20, 2018

25 Best Ideas Diy Plank Walls .One point that you ought to bear in mind is that…
Prom Hairstyles
The top 21 Ideas About High Neck Prom Dress Hairstyles

by admin September 20, 2018

by admin September 20, 2018

The top 21 Ideas About High Neck Prom Dress Hairstyles .Prom for a great deal of women…
Bedroom Ideas
20 Sensational Baby Bedroom Decorations

by admin September 20, 2018

by admin September 20, 2018

20 Sensational Baby Bedroom Decorations .In this master bedroom made by Charlotte Lucas, layers of rich structures…
Mens Hairstyles
The top 25 Ideas About Mens Metro Hairstyles

by admin September 20, 2018

by admin September 20, 2018

The top 25 Ideas About Mens Metro Hairstyles .The brief service cut. It can be split to…
Wedding Favors
The Best Honey Jar Wedding Favors

by admin September 20, 2018

by admin September 20, 2018

The Best Honey Jar Wedding Favors .Just how much should you invest in wedding celebration prefers? Allocate…
DIY Craft for Kids Ideas
20 Best Easy Diy Crafts for Kids

by admin September 20, 2018

by admin September 20, 2018

20 Best Easy Diy Crafts for Kids .Searching for enjoyable crafts to attempt with your kids and…
Nail Designs
20 Of the Best Ideas for Nursing Nail Designs

by admin September 20, 2018

by admin September 20, 2018

20 Of the Best Ideas for Nursing Nail Designs .Great all set to reserve your next manicure,…
Birthday Wishes Ideas
The Best Ideas for Birthday Wishes to A Wife

by admin September 20, 2018

by admin September 20, 2018

The Best Ideas for Birthday Wishes to A Wife . Birthday celebrations are among the most popular…
Valentines Day Gift Ideas
35 Ideas for Valentine Gift Ideas for College son

by admin September 19, 2018

by admin September 19, 2018

35 Ideas for Valentine Gift Ideas for College son .Store from these thoughtful and also budget-friendly picks,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?